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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 541 of 638

I suspect that United Health Care's traditional Medigap insurance is being down graded so that people will be motivated to switch to United Health Care's Medicare Advantage insurance which often publicizes the Untied Health Care Advantage Optum  services. Optum pays for a lot of gym memberships, classes. United Health Care is probably doing this because the Federal Medicare payments to Advantage plans gives the insurance companies more profit than the Federal payments to traditional Medicare insurance plans. As they say, always look for the money trail.

 

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 542 of 638

Since posting my opinion I have done a little research on line and thus far I have found no other companies that just offer supplement insurance.  All the companies I find in this State offer only Medicare Advantage plans. 

 

My only other thought is you would think a health insurers would want its subscribers to participate in a healthy lifestyle.  The reverse is true, you would think they would want to keep those of us that do.  Don't they make more money if people are healthy and make less claims?

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 543 of 638
Californians get no help with the bill. Why were we excluded?
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 544 of 638

I don't think AARP will do anything.  United Health Care has cut this program in other states in the past and AARP didn't care.  Silver Sneakers hasn't been offered in all 50 states in quite some time via UHC.  They are just finishing off what was already started.

 

I see my primary care doc next week and intend to ask which insurance company in  CA that he thinks is best.  Between him and his billing lady, I should walk out with some good suggestions.  I already have an enrollment appt to make the change.

 

Good luck to you.  I envy your monthly costs - CA is so darn expensive!

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 545 of 638
Eaamon posted..

I think AARP might just search out another insurance company....as I might do on my own.....

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We have Montana BC BS Medicare Advantage and they will continue to have "silver sneakers" in 2019.

We have Gym membership and I do not know of any classes.

The cost of our plan is going up 24%...from $61 a month to $85 a month. The good news is its covering Dental which they did not last year... Dental Services (Non Medicare covered Preventive) "In and Out of Network...You pay $0 copay for up to 2 oral exams per year. This includes up to cleanings a year and 1 X-ray per year".
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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 546 of 638

I am joining the chorus for those calling for AARP to stop this plan by United Healthcare to dump Silver Sneakers.  Having to pay 50% to stay in my gym will cost an additional $300 per year on top of the increase United Healthcare has already announced for premiums.  I have contacted Silver Sneakers which gave me a list of other supplemental insurance companies that are continuing to offer Silver Sneakers (here in California that includes Aetna, Anthem Blue Cross, Blue Shield of CAlifornia, Care First, Humana, and Scan).  Come on AARP, you're suppose to be fighting for us.  Don't let United Healthcare get away with this ... or I, and I am sure a lot of others, will dump you just like you plan to do with Silver Sneakers.  There are too many other insurers who obviously care more about preventative health than United Healthcare.

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 547 of 638

Something for the insurance companies to think about:  What makes them different from what would be Medicare for All?  Perks.  Medicare runs a 2% overhead expense.  Private insurance runs 12% - 18% overhead or about $500 billion in overhead.  Somewhere in that $500 billion there surely must be room for a wellness program - namely Silver Sneakers.

 

And instead of you - the insurance company and AARP - deciding which 'exciting' program to offer us - why don't you ask us what we'd prefer?  Multiple choice - apples and apples.

 

Or maybe, when the talk about Medicare for all rolls around again (and it will), we the people, might put pencil and paper to the difference between a tax to pay for it and the cost of our ever rising premiuims for ever diminishing benefits and decide we're tired of the extra $500 billion out of our pockets  I suspect taxes would be less that paying your high salaries! 

 

And shame on you for including a flyer for us, your customers, to take to our gym and promote your new side business.  We don't work for you. You're supposed to work for us!

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 548 of 638

Adding my voice to those who would like AARP to address this with UnitedHealthCare (renegoiate the deal....if our president can do it, why not AARP), as losing the SS benefit would increase our household health care cost (as going to the "Y" is a part of healthcare afterall).

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 549 of 638

I found the letter particulary annoying as this was framed as an opportunity.  I now take free class at the Senior Center as my instructor is Silver Sneakers certified.  With the new program I would have to join a gym which is quite expensive, also the choices in my area are limited. I have been attending this class for a long time and love it.  Once Silver Sneakers doesn't pick up the cost it will be $50 for every 8 weeks.

 

One of the gyms available is Anytime Fitness.  I once belonged to Anytime.  They will not tell you where equipment is or how to use the equipment unless you hire a $30/hr (back then) personal trainer.  I was constantly badgered to hire one as well as to purchase their weight loss drinks.  

 

That leaves me with a choice of one gym, since the insurance is only picking up half that should be $250.  

 

No thanks to the "opportunity".

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Re: Silver Sneakers being droped by AARP recommended insurer

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Message 550 of 638

If AARP is our representative in this matter, they should either demand that United Health Care include the Silver Sneakers Program for 2019 or endorse a plan that does.

 

I am really afraid that the line between UHC and AARP is so blurred and so much money flows between the two that AARP is no longer our representative. 

 

That is pretty sad.

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