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Re: 5Silver Sneakers One size does not Fit All

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Message 91 of 167

I learned yesterday our UHC Advantage plan is dropping Silver Sneakers for the Optum plan. We live in Southeastern Wisconsin. Evidently it's being done on all plans including Supplement. Fortunately some fitness centers like the YMCA's are on the Optum plan while Gold's Gym's aren't which is my primary facility

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Re: 5Silver Sneakers One size does not Fit All

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Message 92 of 167

I have part C, the AARP Medicare Complete.... a medicare advantage plan.  The choices of AARP Medicare advantage plans in my area are zero premium, $26 a month premium, or $76 a month, all including drug coverage, and all replacing the SS with their optum fitness.  Again, without optum fitness Green Bay seniors would either have to pay their own Y fitness membership  (no matter if they have a different plan that included SS or not), or get it free with the AARP UHC optum. I am in Wisconsin.  Re the medigap plans...  Wisconsin is different... we do not have plans with letter names so I really have no clue about them.  I lived in Wi all my life so that is all I am familiar with, both with what my parents had (a medigap) and for myself.

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Re: 5Silver Sneakers One size does not Fit All

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Message 93 of 167

Inovative Health & Fitness is not an affiliate of the YMCA. They elected to withdraw from the SS program because too many SS participants in the Milwaukee area chose to use their club and SS was not paying them as much for these participants as their private members were paying. It was a business decision. In central Oklahoma, the regional YMCA, Planet Fitness and Gold's Gym among others currently participate in SS. Since UHC has elected to drop SS as a benefit of their medagap plans (except for Medicare Advantage, Part C), those of us purchasing UHC are receiving a hidden price increase of $120 to $600 depending on which of the athletic facilities you participate. Thats' ten to fifty dollars a month on top of the thirtyfive dollar a month increase in the plan F premium.

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Re: 5Silver Sneakers One size does not Fit All

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Message 94 of 167

It the supplement plans that are dropping the Silver Sneakers benefit. The Mdeicare Advantage HMO option still includes the benefit.  This is simpl6 a hidden price increase on the supplement plans. The Optum benefit will cover about half the fitness membership at participating centers. In reality, it pays the center nothing unless the member attends at least four times a month. Onl6 then do they the fitness center any money. 

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Re: Silver Sneakers One size does not Fit All

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Message 95 of 167

My friend who lives in TX has UHC/AARP coverage and she was moved to Optum Fitness and doesn't like their fitness program.  There are no gyms or classes that are close to her.  I took her to the event at my Silver Sneakers class a couple of weeks ago and she loved it.  I told her I plan to switch plans to keep this benefit and now she is too.  I did look online about the program and have gone to the Silver Sneakers facebook page and several people on there are complaining and upset about the differences in the benefits. I guess it just depends on what you really want from the benefit.  I'lll stick with Silver Sneakers.      

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Re: Silver Sneakers One size does not Fit All

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Message 96 of 167

My motto is "always verify ".  I want to see it in black and white if at all possible.  If an insurance agent tells me my dr is in there plan I want too SEE them listed.  If an agent tells me I can go anywhere that accepts Medicare I read the papers they leave... especially the fine print.  Caught one last year who said that, but in reading the fine print of the papers she left the policy said that if not "in network" it would not be covered except emergencies.   LOL

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Re: 5Silver Sneakers One size does not Fit All

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Message 97 of 167

I called and checked with my Y.  I was told they know all about the new fitness plan, and all the classes that are called SS in past will be just Senior classes and open to those in the new plan. Like I said... I never take what an insurance agent tells me...I research myself to verify it.  If I cannot verify it either online or by a phone call to the source, I take it as a selling tactic.  

 

The Y I use is calling in an independent insurance agency to station someone there to change the people over to the AARP plans with the new fitness coverage.  

 

Ps... some of the Y sites I found that dropped SS did so when people could not change plans.  

Look at this one.. dropped it in october of 2014.

 http://myinnovativehealth.com/2017/04/03/silver-sneakers-innovative-health-fitness/

 

This one is one that confirms this is happening a lot.... not the insurance plans dropping, but the Y's doing it:

http://www.dailytarheel.com/article/2015/11/silver-sneakers-program-discontinued-at-local-ymcas

 

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Re: 5Silver Sneakers One size does not Fit All

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Message 98 of 167

According to my agent the new fitness plan that UHC/AARP will offer will be one that is very different from Silver Sneakers.  No classes, no social events and I LOVE my instructors because they know me and it just won't be the same.  So I switched to a plan that I can keep my Silver Sneakers and go to a gym that is close to my home.  The other plan didn't have a gym in my area.  I'm glad I found out before it was too late.

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Re: 5Silver Sneakers One size does not Fit All

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Message 99 of 167

The other links I found are dated back from 2014 to now in various parts of the country.  That dates back BEFORE the AARP plans started removing SS.  The reasons the Y's gave (if they provided one) is over crowding. They were unable to handle the size of the people using their facility.  My guess is the Baby Boomers overwhelmed them.

 

 Btw... in my area the AARP plans are not the only ones dropping SS.  The other plans are just plain dropping them and not replacing them with anything else. The AARP plans are the only ones taking SS out that replaced it with the same coverage under a different name.   It appears only 1 company in this area still has SS on them for 2018

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Re: 5Silver Sneakers One size does not Fit All

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Message 100 of 167

Some of the AARP policies in some areas took took out Silver Sneakers and replaced them with Optum Fitness Advantage.  If your policy removed Silver Sneakers check to see if it had Optum Fitness instead.  

 

Did you read through the link I provided?  The Y's are pulling out of Silver Sneakers.  Not all the Y's everywhere, but it is happening all over the country little by little.  As the YMCA page says in the link, they accept the AARP United Healthcare fitness instead of SS.

 

  This link is talking about my area in Green Bay Wi.  When I saw posts in here not in my area who are complaining about Silver Sneakers being taken out of their AARP policies I did a little research on Y's pulling out of SS and found out it is happening in many places in the country.

 

 You need to know that in Green Bay wI next year if my AARP policy had SS on it, I would not be able to use it in the local Y's.  The plans that still have SS in will find them useless next year in Green Bay Y's.  My insurance agent explained to me how my AARP medicare plan did not LOSE my fitness coverage by taking out SS;  it protected it.  I do not just take my agents word; I researched it, and found the link I shared with you, as well as similar webpages in different areas saying the same kind of thing. 

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