AARP Urges Congress to Prevent $25 Billion in Medicare Cuts. Read the Letter

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Re: Silver Sneakers One size does not Fit All

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Message 41 of 83

Try contacting SS:

 

GENERAL SILVERSNEAKERS PHONE NUMBER

If you are a member or want to see if you are eligible:
Call toll-free: 866-584-7389, Monday – Friday, 8 a.m. – 8 p.m. EST. TTY: 711
E-mail: support@silversneakers.com

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Re: Silver Sneakers One size does not Fit All

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Message 42 of 83

Silver Sneakers is a third party program that UHC added to their products at "no extra cost." It is unralated to the standardized package for Medicare benefits under any of the options, A through J.

UHC has decided to drop Silver Sneakers because it costs them money each time on of us uses it and we subscribers to their plan used this benefit more than they anticipated. You will recieve a letter advising that it is "being replaced by a variety of new services" which is marketing speak for you will get many fewer options and benefits for a much higher total price!  

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Valued Social Butterfly

Re: Silver Sneakers One size does not Fit All

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Message 43 of 83

nelsonds60 wrote:

I believe I have been ripped off by AARP UHC and have been unable to contact anyone who can provide any sort of answer other than to refer/transfer  me to someone else Click dial tone.  I've tried writing to UHC and never have received a reply

PROBLEM:   I have had Medicare Supp Plan J (grandfathered in now no longer offered) since 2006

I have a letter from  AARP noting that no changes will be made in the plan in spite of the fact it is no longer offered

Prior to this year AARP paid for Silver Sneaker now, months belatedly the facility I attended has informed my the UHC no longer pays for Silver Sneakers in the State of Florida

I have had no long via phone nor mail with UHC Silver Sneakers or AARP  No one has a relevant Email address. 

Any help or advise short of hiring a lawyer which is cost prohibitive will be appreciated


Wow, can't believe you still have a Medigap Plan J since there have been no sales of that plan since mid 2010.  I bet the premiums are pretty expensive now.

My mother was on it and I elected to keep her on it until her death a few years later; even way back then, premiums were escalating.

 

Anyway, to answer your question about the Silver Sneakers -

Medicare actually defines the set benefits under each of the Supplemental (Medigap) plans. Then the states determine how premiums are set and they regulate the plans.

 

The Medicare set benefits for Plan J did not include anything about the Silver Sneakers program - that must have been a benefit added by the insurer to perhaps get your business.

 

The only thing that Medicare has anything to do with is the set benefits.

The insurer has to cover those set benefits as long as you elect to keep the Plan J.  But they don't have to cover the Silver Sneakers added benefit to comply with Medicare rules of coverage.

 

You might question this at the state level - the office of insurance; I doubt that the SHIP office would be able to help you - just contact the Dept of Insurance in your state; they might can tell you if there is any state recourse.

 

With that said, if your premiums have escalated since the demise of Plan J bringing in new clients, maybe you should look around for a different plan if the medical underwriting in your state is not too bad for you, if applicable.

Plan F would probably be the closest to Plan J in benefits but Plan F is scheduled to go away soon too, I think, 2020.  Don't know if Plan F is still being sold.

 

Here is blog post discussing Plan J, what the Medicare set benefits are/were and how this has changed with new rules from the ACA (Obamacare) on preventive care.  I do not know when this biog post was written and it is by no means an endorsement because you have to decide on that coverage and from whom.

The blog post just has some good descriptive information.

 

Medicare Supplement Plan J - Liberty Medicare Blog

 

Hope something here help you.

 

 

 

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Re: Silver Sneakers One size does not Fit All

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Message 44 of 83

I believe I have been ripped off by AARP UHC and have been unable to contact anyone who can provide any sort of answer other than to refer/transfer  me to someone else Click dial tone.  I've tried writing to UHC and never have received a reply

PROBLEM:   I have had Medicare Supp Plan J (grandfathered in now no longer offered) since 2006

I have a letter from  AARP noting that no changes will be made in the plan in spite of the fact it is no longer offered

Prior to this year AARP paid for Silver Sneaker now, months belatedly the facility I attended has informed my the UHC no longer pays for Silver Sneakers in the State of Florida

I have had no long via phone nor mail with UHC Silver Sneakers or AARP  No one has a relevant Email address. 

Any help or advise short of hiring a lawyer which is cost prohibitive will be appreciated

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Re: Silver Sneakers One size does not Fit All

12,868 Views
Message 45 of 83
But not for long!
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Re: Silver Sneakers One size does not Fit All

12,853 Views
Message 46 of 83

This site is horrible. I think it's designed to keep us from submitting feedback.

 

Last June I learned that my YMCA would start charging me again in January 2017. I was told United Healthcare and YMCAs nationwide had agreed to start charging Silver Sneakers members 50 percent, starting in 2017. 

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Re: Silver Sneakers One size does not Fit All

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Message 47 of 83

Medicare Advantage plans still offer Silver Sneakers.  I have concluded that in Michigan no Medigap plan offers Silver Sneakers anymore.  Research informs me that S.S. was a benefit with AARP since 2008.  They dropped it like other Medigap providers and so it will not be available in 2017.

 

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Re: Silver Sneakers One size does not Fit All

14,748 Views
Message 48 of 83

Okay, just had to step in here.  Medicare Supplement plans like plan F, G, N, what have you work the same, regardless of which company you purchase it from.  They pay their portion, after Medicare has approved the charge, based on the letter plan selected.  What is the difference between one company's plan F and anothers?

  • COST
  • How long they increase the cost based on AGE
  • and added perks

The COST piece is "what does it cost NOW" factor, that is frequently used to sway one's decision.  But, the other factor to check is "at what age will they cease to increase the rate simply based on your age?"  IE: If you were 85, what would your rate be, if you were still on the plan you want?

 

These are the things that matter most in a health plan.  Because frankly, that's what affects my pocket book.

 

The added perks, are just that.  Added perks, that can be discontinued. It's not great news, and unfortunately, as I read, there may be other plans that have silversneakers.  What you have to decide is, is the added cost worth it.

 

Here in California, AARP Medicare Supplements offer SilverSneakers, but so do other major carriers of Medicare Supplements.  But, word of caution, it's expensive I hear, to live here.  Here is hoping that you all have a fantastic, and safe holiday.

 

Lance 

Twitter: @LHIS_Lance

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Valued Social Butterfly

Re: Silver Sneakers One size does not Fit All

14,694 Views
Message 49 of 83

j73671b wrote:

j73671b wrote:

. . . . . But we arranged for you to pay a discounted price to join Silver Sneakers on your own. 

 

I cannot find a supplemenatl plan that offers Silver Sneakers as a benefit and that has a suitable premium.  By the way BC/BS may not offer Silver Sneakers as a benefit with its supplemenatl plan.  It does offer Silver Sneakers with a Medicare Advantage plan.



Yes, Medicare Advantage plans sometimes use extra benefits to lure in insurees.  Rarely is this sort of extra benefit offered in a Medigap (supplemental) policy.  However, if you do happen to find one, take note that certain pre-existing health conditions may not be immediately or fully covered under a new policy.

(See the heading of " REPLACING YOUR EXISTING MEDICARE SUPPLEMENT POLICY WITH ONE FROM A DIFFERENT COMPANY" at this linkSmiley Happy

Michigan Dept of Insurance and Financial Services: Medicare Supplement Policies

 

Have you checked the discounted price they are offering?  Seems like the easier, softer way if you are otherwise pleased with the supplemental policy.  Remember that ALL supplemental plans under whichever alphabet must cover the same things and only vary by price normally.

 

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Re: Silver Sneakers One size does not Fit All

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Message 50 of 83

The reply you got from AARP/United is a big joke.   You wote: I spoke with a representative about this matter and was told that strong support was shown for the alternative benefits they will offer.

The new scheme is not in effect yet but they say it has "strong support".

 

If anyone knows of a competitively priced Plan F that will offer Silver Sneakers in 2017, please post that info.

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