Getty Images and AARP present the Disrupt Aging Collection, a searchable photo collection that redefines what it means to get older. Take a look.

Reply
Valued Social Butterfly
0
Kudos
689
Views

Re: Should I re instate Part B?

689 Views
Message 1 of 6

@GailL1wrote:

@john258wrote:

 

You forgot to tell the poster to talk to an expert. They can get one from AARP.


You can tell them - just hit the "REPLY" button directly under their post and you can post directly to them, rather than going through my post.


Better to have the person giving advice do it.

Report Inappropriate Content
0
Kudos
689
Views
Valued Social Butterfly
0
Kudos
696
Views

Re: Should I re instate Part B?

696 Views
Message 2 of 6

@john258wrote:

 

You forgot to tell the poster to talk to an expert. They can get one from AARP.


You can tell them - just hit the "REPLY" button directly under their post and you can post directly to them, rather than going through my post.

* * * * It's Always Something . . . Roseanne Roseannadanna
Report Inappropriate Content
0
Kudos
696
Views
Valued Social Butterfly
0
Kudos
698
Views

Re: Should I re instate Part B?

698 Views
Message 3 of 6

@GailL1wrote:

If you are gonna be on an extended stay in the US taking care of these responsibilities, it might be wise just for something unexpected and perhaps costly.  I do not know the extent of your Canadian coverage so you will have to be the judge.

 

It might be a little tricky and perhaps relatively expensive because I think CMS could assess you a Late enrollment penalty - Retirees who drop Part B and then move back to the United States may have to pay an enrollment penalty. Premiums increase by 10 percent for each year that an individual is not enrolled in Part B. Therefore, retirees who think they may return to the United States may find it worthwhile to continue paying Part B premiums while they live abroad. 

https://www.elderlawanswers.com/getting-medicare-while-traveling-or-living-overseas-8229

 

If you do decide to pick it back up, you will need something from your Canadian coverage to prove that you have had coverage during the interim.  CMS might/will (?) assess you a penalty which would have to be paid in addition to your regular Part B premium.  You might have to contact Medicare on a call on this but my understanding is that you will be assess a penalty.

 

For most people on Medicare right now, the Part B premium is $ 134.00 per month but if you are considered higher income senior by your US tax return ( over $ 85,000 per year) then there is a higher premium in addition to the penalty if they assess one on you.

https://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-costs.html


You forgot to tell the poster to talk to an expert. They can get one from AARP.

Report Inappropriate Content
0
Kudos
698
Views
Valued Social Butterfly
0
Kudos
709
Views

Re: Should I re instate Part B?

709 Views
Message 4 of 6

If you are gonna be on an extended stay in the US taking care of these responsibilities, it might be wise just for something unexpected and perhaps costly.  I do not know the extent of your Canadian coverage so you will have to be the judge.

 

It might be a little tricky and perhaps relatively expensive because I think CMS could assess you a Late enrollment penalty - Retirees who drop Part B and then move back to the United States may have to pay an enrollment penalty. Premiums increase by 10 percent for each year that an individual is not enrolled in Part B. Therefore, retirees who think they may return to the United States may find it worthwhile to continue paying Part B premiums while they live abroad. 

https://www.elderlawanswers.com/getting-medicare-while-traveling-or-living-overseas-8229

 

If you do decide to pick it back up, you will need something from your Canadian coverage to prove that you have had coverage during the interim.  CMS might/will (?) assess you a penalty which would have to be paid in addition to your regular Part B premium.  You might have to contact Medicare on a call on this but my understanding is that you will be assess a penalty.

 

For most people on Medicare right now, the Part B premium is $ 134.00 per month but if you are considered higher income senior by your US tax return ( over $ 85,000 per year) then there is a higher premium in addition to the penalty if they assess one on you.

https://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-costs.html

* * * * It's Always Something . . . Roseanne Roseannadanna
Report Inappropriate Content
0
Kudos
709
Views
Conversationalist
0
Kudos
741
Views

Re: Should I re instate Part B?

741 Views
Message 5 of 6

Hello there! According to me, I think you may search online for the help and search for such agencies who will help you regarding Medicare.

Report Inappropriate Content
0
Kudos
741
Views
Highlighted
Info Seeker
0
Kudos
899
Views
5
Replies

Should I re instate Part B?

899 Views
Message 6 of 6

I had a dispute with my husband in June of 2015 which brought on PTSD. I moved to Canada to be near my sons and filed for and became a dual citizen of both countries. I was born and raised in U.S.. In Oct. 2015 I dropped Part B Medicare after acquiring Canadian medical coverage. Since then Ifind myself going back and forth to assist my husband in getting the care he needs. Hewould not give me a divorce.  I have other direct family members in Washington state in need of my assistance in acquiring resources for THEIR care. I am now wondering if it would be wise to go back on Medicare Part Bfor my own health issues. Last Fall I acquired an Extended Health policy in Canada for when I travel but don't know if it will be enough if Iget sick and can't go back to Canadian home. Not sure what to do or who to ask.

Report Inappropriate Content
0
Kudos
899
Views
5
Replies
cancel
Showing results for 
Search instead for 
Did you mean: 
Users
Announcements

Are you new to the online community? Say Hi and tell us a bit about yourself, your interests, and how we can help make this community a great experience for you!


close-up group of seniors smiling at camera

Top Authors