Retired and in the process of divorce, but too young for Medicare.

Healthcare.gov 

With your changes in life situations, you maybe able to pick one of the policies offered in your state without waiting until open enrollment which is later in the year.  And depending upon your income, you may be able to get a tax credit subsidy to help with premium cost.

Even if your state has their own Marketplace, you will be able to access it via the Federally Facitated Marketplace which is Healthcare.gov

So just follow the directions on the Healthcare.gov website and see if one of the insurance options is a good fit for you and your needs, pocketbook and access to in-network providers.

Divorce as a reason for loss in healthcare coverage would be a life event under marketplace rules and thus somebody in this type of situation would not have to wait for open enrollment to pick up coverage.  

Healthcare.gov - Qualifying Life Event (QLE)

Navigating retirement while going through a divorce can be particularly challenging, especially for someone who finds themselves too young for Medicare. This transitional phase may bring about feelings of uncertainty regarding financial stability, healthcare coverage, and emotional well-being. Without the safety net of Medicare, it becomes essential to explore alternative health insurance options, such as private plans or marketplace coverage, while also considering how to manage expenses during this time of change.

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