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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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Thank You for your review on your Delta Plan. I just purchased it yesterday and got very upset when I saw the heading about it being a scam.  I need thousands of dollars worth of work done and I'm relying on this insurance to save me money.  

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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Iv had AARP Delta dental insurance for many years.  Love it. I recently had a deep cleaning & my Dentist only charged me $40. It's rare to find a dentist that only charged for office visit

 

You may want to call the insurance company to find out what they cover and what they don't cover. It prevents you from sticker shock. Ask questions!

 

I'm very happy with my AARP Delta Dental Insurance.

 

I'm on the more expenses plan. I chose that plan because as I get older I possibly will need more work done. 

 

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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I've been using AARP Delta Dental for a few years now. No it's not a scam!! I'm fortunate to have a Dentist that only charged me $40 for 4 fillings!! I also had my free teeth cleaning. I've been very happy with my AARP Delta Dental plan. That part I end up paying was not that much. Very happy. 

 

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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Delta Dental Insurance vs. DeltaCare (offered by Delta Dental) are two separate beasts. DeltaCare offers minimal dental care. DeltaCare dentists are paid a flat rate per patient whether or not services are performed, which means there is no incentive for the dentists to do anything other than what is absolutely necesssary. Generally the dentists that participate in the DeltaCare network are the ones who have not been able to develop their own following of loyal patients. If you live in an area with many good dentists, chances are you will need to travel far to find a dentist willing to participate in the DeltaCare network.

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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My wife has DeltaCare via her Kaiser Northern California Senior Advantage plan - it's $20 per month and covers dental, hearing, extra vision & health club (fitness) benefits. Recently she had a tooth extracted & deep cleaning on 2 quadrants where the tooth was extracted (upper and lower). The procedures were:

 

D7210 Extraction $134.00

D4341 Perio         $125.00 x 2

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Total $384.00 (total w/annual $60 [$240/4) = $444.00)

I recently signed up for DeltaCare (no wait period, fixed annual premium cost) via Costco for $90 per annum and compared my costs for the same and found that my coverage was 33% cheaper:

 

D7210 Extraction $80.00

D4341 Perio         $88.00 x 2

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Total $256.00 (total w/annual $90.00 premium = $346)

 

I then checked AARP DeltaCare:

D7210 Extraction $55.00

D4341 Perio         $60.00 x 2

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Total $175.00 (total w/annual $346.08 [$28.84 per month]  = $521.08)

 

Exact same procedures, same DeltaCare provider, quite different procedure costs depending on which group coverage you elect to use. I suspect that the AARP DeltaCare may be cost beneficial if you have many different procedures in the same year, but if you only were to have the above procedures done in the year it is not. 

 

As an added note: Individual DeltaCare directly from Delta Dental (my area NorCal) is $92.54 per annum  - so it might be wise to shop around depending upon your needs. 

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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Hi!  We’ve used Delta Dental for years and it’s been an excellent plan. 

 

I’ve never had a deep cleaning, so I can’t speak as to whether or not it’s usually covered.  

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Re: AARP Dental Insurance from Delta Dental a Rip-off Scam

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Re: AARP Dental Insurance from Delta Dental is a Rip-off it is a SCAM

AARP should not be selling the Dental Dental Plans as Ins, They are NOT Ins. The doctor I saw did not tell me until I was in the chair that I was not covered for a deep cleaning. This is after he took full xrays and after he sent me to endodontist for a root canal, which was not covered nor were the xrays of $400 plus dollars. I must pay for it. The whole thing has left me with a very bad taste in my mouth. Oh, the dentist I saw would not do the cleanings I was intitled under the plan. I am canceling the Ins. Be warned, do not buy this insurance.

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Open Enrollment: Oct 15-Dec 7, 2019 Find resources to help you decide on the best healthcare insurance plans for you during Open Enrollment season