How and why did you pick this prescription drug plan if these are the only drugs you take and they are generic? Did you check the formulary for several different ones in your area?
In general, Medicare PDP (Prescription Drug Plans) usually have either
- a low(er) premium and have a deductible (2022 - I think is $ 480.00) OR
- they have a higher premium and no deductible
Medicare Prescription Drug Coverage is insurance - with insurance comes a shared risk.
You may well find that using any Medicare Part D plan isn't the cheapest drug use route for you with these generic meds. Perhaps using a discount pharmacy or coupon could be better - like CostPlus or GoodRx. But you have to have a Part D plan to avoid a late signup premium surcharge - you can change your choice of PDP every year during open enrollment.
The one drug you mentioned may well have a "quantity limit" as a condition.
Make sure that you are only picking a free standing PDP since you said you were not picking a Medicare Advantage plan for your Medicare coverage with an included MAPDP (Medicare Advantage Plan with Prescription Drug Coverage).
Why don't you see a LOCAL Medicare insurance broker in your area - they can help you and there is no fee. Or you can contact your state's SHIP (State Health Insurance Plan) office
These are volunteers but sometimes they can help too.
There is little other info that I can give since PDP vary by location / plan / meds and whether or not you want the deductible or not cause that varies by the cost and tier of the meds you take -
It's Always Something . . . . Roseanna Roseannadanna
