, you may need some additional help -
A local independent Medicare insurance specialist (am I right here, somarco?)
SHIP vounteer (good/better/best here) - Medicare.gov - Find a contact
Remember you can change a Medicare Part D plan and/or a Medicare Advantage plan EVERY YEAR during open enrollment based on need.
Yes, open enrollment starts on Oct 15 and ends Dec 7. You can change plans during that time. Your new plan starts 1/1/2020.
Unfortunately the current plan finder will be deprecated and sunsets on the last day of September. Any data "stored" there will no longer be accessible.
The new plan finder is available now and will be the ONLY ONE as of Oct 1.
Anyone who is enlisted to help will either need to input all your drug information manually . . . a time consuming process if you have a number of meds. Any changes you want to make in your drugs after the fact requires starting all over again with entering ALL your drugs and pertinent information.
You cannot save work in progress and return to it later.
The ONLY way to save your work is to register with the NEW plan finder and use the same login information used for MyMedicare.
Volunteers, agents, friends, relatives should NOT be given this information. If you do give it to them that information is NOT to be stored anywhere. Doing so is a HIPAA violation.
Anyone who can access your drug information on plan finder can also view and retrieve all your MyMedicare information. This includes:
Your name as it appears on your Medicare card
Your Medicare claim number
List of all medical claims filed with medicare for the last 36 months
List of all drug claims paid by your drug plan
Name(s) of your provider(s) along with address and phone
Name(s) of your primary and secondary insurance plans including policy number
Anyone with login info including access to your Blue Button can retrieve this information.
Login does not have or require 2FA or MFA to verify your identity
Because of the additional time involved to input your drug information many agents will not be reviewing drug plans this year for clients. The liability of having access to your plan finder/my medicare login is a professional hazard and few will want to go that route.
The new plan finder no longer shows when you have satisfied your plan deductible,enter the donut hole, enter the catastrophic phase. You will not see illustrative monthly copay's as in the past.
Preferred pharmacy's can not be viewed until AFTER you have selected a plan.
Essentially the new plan finder is useless if you want to find plans with the lowest total cost.
Bark less. Wag more.