Long Term Care Insurance

I am currently in my 70s, not married and living alone.  My adult children live in other states.  I need to obtain a long term care insurance policy in the event I am no longer able to take care of myself and I need to move into a senior care housing facility.  What are my options? 

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Bronze Conversationalist

@OmiYemonja some LTC carriers are not currently taking LTC applications at this time on folks over age 65.


Even if you find a carrier, applications are medically underwritten. Long form application with health and MEDICAL (corrected spelling) history plus family medical history. They will also conduct a phone interview.


Good luck!

Bark less. Wag more.
Community Concierge

Hi @OmiYemonja, AARP Member Benefits here to help. AARP's Long Term Care plans are provided by New York Life. Specially trained New York Life agents can assist members in going over their options and building a custom long-term care plan to meet their needs and their budget. You can use the following link to enter your information and get started: or contact New York Life directly at 1-800-592-2936. I hope this helps!

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