Attention: Californians Wanting to Change their Medigap (Medicare Supplemental) Plan - IMPORTANT

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Attention: Californians Wanting to Change their Medigap (Medicare Supplemental) Plan - IMPORTANT

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PAY ATTENTION TO CALIFORNIA's "Birthday Rule" -

described below -

California Medicare Supplement insurance plan

Beneficiaries may enroll in a Medicare Supplement insurance plan in California during their six-month Medigap Open Enrollment Period, beginning on the first day of the month that they are 65 or older and enrolled in Medicare Part B. During this time, beneficiaries aren’t subject to medical underwriting, which means they cannot be charged higher premiums or denied coverage based solely on medical history or a current medical condition. However, if a beneficiary adds or changes a Medicare Supplement insurance plan at any other time, medical underwriting guidelines will generally apply.

 

CALIFORNIA "BIRTHDAY RULE"

One unique feature of a Medicare Supplement insurance plan in California is known as the “birthday rule.” According to this rule, beneficiaries in the state are allowed to buy a new Medicare Supplement insurance plan for 30 days following their birthday each year. The new plan must have equal or lesser coverage than their original plan. During this “birthday” period, Medicare beneficiaries are not subject to medical underwriting like they would be during other times of the year.

 

https://www.ehealthmedicare.com/medicare-supplement-by-state/medicare-supplement-insurance-plans-cal...

 

 


* * * * It's Always Something . . . Roseanne Roseannadanna
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