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Valued Social Butterfly

Re: AHCA is unfair, unaffordable

Message 11 of 12

Nothing is affordable about this bill.  It's a train wreck.

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Valued Social Butterfly

AHCA is unfair, unaffordable

Message 12 of 12

AHCA is unfair, unaffordable: Montanans age 50 to 64 would dig deeper into their pockets to pay for health insurance


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Recently, the House of Representatives passed the American Health Care Act (AHCA). This bill would give billions to big drug and insurance companies while dramatically increasing costs for Montanans over age 50 and those with pre-existing conditions.

Under the AHCA, insurance companies can charge older adults five times what other consumers pay for the same health insurance policy. The bill also lets Montana lawmakers get a waiver that would give insurance companies the power to charge older adults even more.

The legislation would further penalize Montanans in their fifties and sixties through changes in the way health care tax credits are calculated. Under current law, the tax credits are determined by what your health insurance costs, as well as a person’s ability to afford that coverage. Under the House bill, those factors are no longer considered, which would cut the tax credits by thousands of dollars for older adults.


If this bill becomes law, it could potentially force Montanans ages 50 to 64 to dig a lot deeper into their pockets to pay for health insurance – for many, these premium increases would be unaffordable. Here is the potential impact in Montana:

• A 55-year-old Montanan earning $25,000 annually could see his or her premium increase by as much as $6,730.

• A 64-year-old Montanan earning $25,000 annually could see his or her premium increase by as much as $11,448.

And it wouldn’t just be individuals picking up the tab. According to AARP research, increasing the age tax would mean taxpayers of all ages would have to spend an extra $6.7 billion in assistance for older Americans who need extra help.




Tim Summers is the state director for AARP Montana. In that role he oversees the activity of the state office, including protecting Montanans from fraud through the AARP Fraud Watch Network, representing the interests of the 50-plus at the state capitol in Helena, protecting the health and financial security of older Montanans and engaging people in communities all across the state. As a nonprofit, nonpartisan organization, AARP does not endorse candidates for public office or make contributions to political campaigns or candidates.


==================================================== it not... even AARP sees that. 


The question is how to make it affordable. 

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