Tell Congress to stop Rx greed and cut prescription drug prices now! Here’s how.

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Re: 28% increase in The Hartford auto insurance premiums

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I just got a much better quote from a local agent with another insurer. I called The Hartford/AARP about the huge increase and they couldn't do anything for me, so toodle-loo!

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Re: 28% increase in The Hartford auto insurance premiums

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Don't Feel So Bad Here In Las Vegas, NV. The Hartford Auto Insurance Premiums And Home  Insurance Premiums Rate Increase... I Got Home And Auto Quotes From Other Insurance Companies.  Hartford Insurance Premiums Was Lower. Even With A Clean Driving Record. 

After Years With Hartford Auto And Home Insurance Premiums I Flied Just One Claim With Hartford Home Insurance, Hartford Send "To Me" Some Of The Worst Construction Companies Here In Las Vegas. I Called Hartford To Complaint And For Help All I Got From Hartford  DEAF EARS.!!!!!  

 

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Re: 28% increase in The Hartford auto insurance premiums

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If you like Hartford contact a local Hartford agent. We compared the same Hartford plan through a local agent vs the AARP Hartford quote.

 

Local was less expensive for the same coverage.

 

We have used a local independent agency for HO and auto coverage for over 30 years. Can't tell you how many different carriers we have had during that time. Local service means something to us. 

 

There is no reason to stay married to the same carrier. Also no reason to spend your time going online, filling out quote requests, having your phone ring or get flooded with emails. Let your agent do the legwork for you and advocate on your behalf when there is a claim.


Bark less. Wag more.
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Re: 28% increase in The Hartford auto insurance premiums

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No kidding. I just got my bill - on a Sat. - when I couldn't reach them. It went up over $100! How do they expect to continue bleeding seniors until they can't eat anymore? Are they part of the Illuminati agenda?

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Re: 28% increase in The Hartford auto insurance premiums

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We live in Georgia.  Hartford hit us with 26% increase in 2018 on our auto policy.  They came back with a 13% increase  this year (2019).  Same old drivers with the same old cars.  No tickets and no accidents. They say they are giving us a discount for taking an online driver's training course every so many years.  But they are not clear about how much that is.

 

They boast about big discounts if we bundled car and house.  Ran an online house quote without telling them we had car insurance with them.  Price for house wasn't bad but wasn't cheap either.  Okay what is price if we bundle.  Called them up and tried to get a bundled price ... total now was zero savings but they said bundled was going to save over $500 per year.  Looking closer could see they were going to rewrite the auto policy with a newer version that put the auto up $500 ... bundle and now auto would be reduced the $500 they just bumped it up.  House price was unchanged by bundling. with auto.   So much for bundling.  Keeping our house insurance with someone else.  Will bite bullet one more year on the auto.  Price shopping next year for sure.

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Re: 28% increase in The Hartford auto insurance premiums

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The relationship between AARP and Hartford is a farce if there is an implied savings to seniors. I have the feeling this relationship is purely financial and has nothing to do with helping seniors get quality insurance for less.

 

Recently my insurance jumped because of rate increases in California. It was 6 months after I joined and it jumped over 25%. No bait and switch there?  Then I got a new car and my rates in total have now gone up over $700 and I have a perfect driving record.

 

My neighbor recently got a ticket and his rates went up by 60%. I looked online to see what the average increase might be and it ranges from 12 to 34%. It seems Hartford is no friend to seniors and AARP is no friend either if this is the best they can do. Stear clear of Hartford, I do not trust them.

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Re: 28% increase in The Hartford auto insurance premiums

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@moush1 wrote:

The other answer I got was that the rates in the great state of Illinois and cost of new cars was driving the prices up (my newest car is 11 years old).

 

 


The answer you got WAS NOT talking about YOUR CAR - they were talking about the cost of the cars of others on the road being so high.  If you hit somebody else while driving your 11 year old car - that is a price they know and cover in your collision coverage; the price of the other persons car has to be in the equation and that could be mucho bucks.  The area where you live (zip code) and drive plays a big part too - number of uninsured/underinsured drivers, the amount of traffic, cost of cars being driven in the area, to name a few.

 

How do you think "insurance" works? 

  • Shop your coverage with other insurers - loyalty gets you no-where
  • remove collision and/or comprehensive if the car is old enough to have low value and this fits your finances for a replacement
  • go up on your deductible(s) - don't file a claim for small stuff
  • take the safe driving course - saves a few bucks
  • check the miles you dirve to see if you qualify for low mileage rate.
  • authorize the insurer to place a safe driving device to your car, if available, that records certain driving actions and the readings warrant a discount
  • pay your premiums by the less expensive manner - usually yearly
  • have a great credit score
  • take advantage of multi-insurance coverage discounts - home / auto / umbrella coverage at the same insurer.

Just a few things off the top of my head - just make sure that you are insured with adequate coverage - property and liability and don't get any tickets or have an accident -

 

* * * * It's Always Something . . . Roseanne Roseannadanna
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Re: 28% increase in The Hartford auto insurance premiums

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My daughter works as a Senior customer service representative for a very large insurance company. Her advice to everyone complaining about the big increase in rates......get quotes from other companies and switch. The company does not care how loyal you have been or that you have no accidents. The longer you are with the same company the higher your rates will go. That is just the way insurance companies operate. Go online and find a new insurance company with lower rates. Their are plenty of them out there! It also doesn't do any good to call and complain because it's all about profit not customer loyalty. This may sound mean but it's just the way of our country. 

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Re: 28% increase in The Hartford auto insurance premiums

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BTW,,.. My Hartford insurance keeps going up every single statement, which is every 6 months. Don't dare call them up for any advice on any possible insurance claims. they will ding you, and it will be on your record. I have experienced this first hand. 

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Re: 28% increase in The Hartford auto insurance premiums

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Yeah, we do all the right things, abide by the law, help our family, friends, and neighbors, and then get punished by greedy corporations. Last year’s tax cuts saved corporations billions of dollars, it saved high earning executives millions to hundreds of thousands of dollars. I got a 6-month early pay increase of 3%, which amounts to about $45 a month. And I got less money back from my 2918 taxes, while my state increased. Sure, I made a tiny amount more during the year, that is without knowing I would owe more at the end of the year.

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