@gypsiny49
You would probably get more responses if your post was on this community's Medicare and Insurance board rather than this board.
Moderators might move it - but maybe not.
What kind of policy are you talking about ? It sounds like you maybe talking about a Medicare Supplimental (Medicare Medigap) policy.
If so, what type of rating mechanism does the policy use ?
There are (3) methods that can be used
- community rated
- attained age rated
- issue age ratedd
Medicare.gov - Cost of Medigap Policies
Another thing that might be coming into play is whether or not the UHC Medigap policy which you chose began with giving you a discount in the beginning years and now that has expired.
If it is not a Medicare Supplimental (Medigap) policy that you are talking about, give details on the type category of the health insurance and what state you have the policy.