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Hi, my name is Linda Chu Mei, age 59. I retired from teaching special needs two years ago because the city cannot afford my 6-figure income working with 9 special needs students. The system cut my program and forced me to early retirement by 1 year. I lost 16% extra on the pension. The system is happy that they save 16% of that pension to me for the rest of my life. I figured I retired one year early, stay healthier for the extra time being out of work, they put me through stress with my blood pressure going up 185/100. I have to get on medicine to lower it. Anyway, these days I work on my home-based business, no BOSS to tell when to work or watch over me. At least, no overhead capital on this business. And it is helping the world go greener. 

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