Preventing Age 50+ Homelessness 🏡

[Anonymous]

💥This discussion was created on Saturday - April 17, 2021💥

Prevention is cheaper, versus rescuing us after we have become homeless!

• What measures you as one person can do to perhaps prevent your homelessness or another age 50+ person's homelessness?

• Let us discuss this onging crisis 🙂

💡MY PLAN TO HELP

I am encouraging the folks with extra $$$$ to spare to invest in building Tiny Cottages to rent to us in my location.

💡WHY I CARE

It took me being homeless July 2017 to August 2018 to care. Up to that season in my life, life was stable. It took being laid off 3 times in my 50's for reality to kick in. Lol, have no desire to be homeless agsin with me now living on Social Security alone. Yes, had to use my 401k in 2008 to pay off my brand new car. That was my 1st layoff after 9 awesome years with Harris Corporation, Melbourne, Florida. That started my unpredictible life journey, working wherever I could with no 401k.

💥WE WANT TO HEAR FROM YOU💥

Do you have a homeless story to share? We would luv to hear it!!!

[SpringIsHereSoHappy]

🏡  Vickie Seat’s Story: From Homelessness to Independence (AARP Article)

*** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site. [2] Then enter the password you use. [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those. [4] Then click log in.

https://www.aarp.org/aarp-foundation/our-work/income/scsep/vickie-seat-scsep-story.html

[SpringIsHereSoHappy]

🏡  Meet 4 Older Americans Who Survived Homelessness (AARP Article)

*** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site.   [2] Then enter the password you use.   [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those.   [4] Then click log in.

https://www.aarp.org/home-family/your-home/info-2022/older-americans-survived-homelessness.html

[SpringIsHereSoHappy]

‌‌‌‌‌🏡‌‌‌‌‌  HAVE YOU EVER BEEN "HOMELESS" OR "HOMELESS" NOW?

My heart goes out to anyone who is Age 50+ and homeless [on the streets].

I would have been here in Virginia IF it was not for the AWESOME "Roanoke Rescue Mission"  ‌‌‌‌‌‌‌‌‌‌‌THANK YOU!!!

[1] I was turning age 60 and wanted to celebrate it in a place of my own.

[2] Job hours had been cut due to the economy at that time (lots of places closing).

[3] While staying there, I found another Income Source, saved $5,000.00 and was NEVER HOMELESS AGAIN.

*** Stuff happens and as WE AGE, we need to figure out our priorities [safe housing] ***

[SpringIsHereSoHappy]

🏡  The Problem of Rising Rents and Where to Find Help (AARP Article)

FROM THE ARTICLE - SEE ARTICLE FOR MORE!

The High Cost of Rising Rents.

OLDER Americans with limited incomes struggle to keep up with steep increases.

Rent increases and older adults.

Know Your Rights: What to Do If Your Rent Gets Jacked Up!

Learn your rights. Check to see if your landlord gave you the information and the advance notice required by state and local laws. Some places also have rent stabilization laws that limit rent increases. You can find free legal help through the Legal Services Corporation and the Eldercare Locator run by the U.S. Administration on Aging.

*** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site.   [2] Then enter the password you use.   [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those.   [4] Then click log in.      

https://www.aarp.org/money/budgeting-saving/info-2022/rising-rents-affordable-housing-resources.html

[SpringIsHereSoHappy]

Free AARP Zoom Online Event for Members and Non-Members. Registration REQUIRED! [link at bottom of this post]

Thursday, May 16, 2024. From 1:30 p.m. to 2:30 p.m. CT.

60 minutes long.

How Homelessness Impacts Older Adults: A Conversation with Dr. Margot Kushel, MD.

Join nationally renowned expert Dr. Margot Kushel for a discussion about the impact of homelessness on California’s older adult population.

➡️*** About the Event: ***⬅️

It is estimated that about 40% of Santa Clara County homeless are older adults aged 55 or older. By 2030, an estimated 400,000 Santa Clara County residents will be 65 an older, making up for one-fifth of the population. Some have called the growing older adult homeless population locally and around California a “silver tsunami.”

Join AARP California for a conversation with Dr. Margot Kushel as we explore the data further, as well as the complex interactions between health and homelessness and potential solutions to prevent and address the issue. You will also have an opportunity to ask questions you may have. 

Margot Kushel, MD is a Professor of Medicine and Division Chief at the Division of Vulnerable Populations at Zuckerberg San Francisco General Hospital and Trauma Center and Director of the UCSF Center for Vulnerable Populations and UCSF Benioff Homelessness and Housing Initiative .Dr. Kushel’s research focuses on reducing the burden of homelessness on health through examining efforts to prevent and end homelessness and mitigating the effects of housing instability on health care outcomes. She uses a variety of research methodologies with an aim towards informing the development of programs and policies to end homelessness via understanding the complex interactions between health and housing. She has a particular interest in homelessness in older adults and homelessness in medically complicated individuals.

How to Join:

Please note that you must be signed in to your AARP.org account or create an account to register for events. AARP membership is not required.

[REGISTRATION LINK BELOW]

https://local.aarp.org/aarp-event/how-homelessness-impacts-older-adults-a-conversation-with-dr-margo...

[SpringIsHereSoHappy]

🏡  Resources That Help the Homeless With Housing and More​ (AARP Article)

*** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site.   [2] Then enter the password you use.   [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those.   [4] Then click log in.

https://www.aarp.org/home-family/your-home/info-2022/resouces-to-help-the-homeless.html

[SpringIsHereSoHappy]

🏡  LA Homeless Man's Journey to Becoming a CEO (AARP Article)

*** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site. [2] Then enter the password you use. [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those. [4] Then click log in.

https://www.aarp.org/home-family/friends-family/info-2023/los-angeles-homeless-to-ceo.html

[SpringIsHereSoHappy]

🏡  What Are the Four Types of Homelessness? (Comic Relief US)

Here is a breakdown of the four types of homelessness people face in the United States:

[1] Transitional Homelessness.

[2] Episodic Homelessness.

[3] Chronic Homelessness.

[4] Hidden Homelessness.

https://www.comicrelief.org/posts/what-are-the-four-types-of-homelessness

[SpringIsHereSoHappy]

🏡  "A house is a home when it shelters the body and comforts the soul." --Phillip Moffitt

[SpringIsHereSoHappy]

1 comment (4/1/24) Thank you for your comment @GailL1  👵

---

[*** GAIL @GailL1 wrote:

All of the suggestions in the article were good - however  the longterm solutions need a lot of work.  

Like the post I made a few days ago on HUD’s Section 202 program - it isn’t working.  

With the housing shortage, there are few incentives for a landlord to accept a Section 8 voucher and in senior/disabled communities the waiting list is even longer for Section 8.  Plus getting more built in areas where seniors need them also isn;’t working - 

Read my post on Senior Housing on this Housing board at this location:

https://community.aarp.org/t5/Housing/Senior-Housing-Market-Subsidized-Section-8/td-p/2546929 

We need solutions - yes, but they aren’t easy to find.  The very best thing that one can do is prepare BEFORE you get in a situation where there are no good or feasible options.  ***]

[GailL1]

All of the suggestions in the article were good - however  the longterm solutions need a lot of work.  

Like the post I made a few days ago on HUD’s Section 202 program - it isn’t working.  

With the housing shortage, there are few incentives for a landlord to accept a Section 8 voucher and in senior/disabled communities the waiting list is even longer for Section 8.  Plus getting more built in areas where seniors need them also isn;’t working - 

Read my post on Senior Housing on this Housing board at this location:

https://community.aarp.org/t5/Housing/Senior-Housing-Market-Subsidized-Section-8/td-p/2546929 

We need solutions - yes, but they aren’t easy to find.  The very best thing that one can do is prepare BEFORE you get in a situation where there are no good or feasible options.  

[SpringIsHereSoHappy]

1 comment (3/30/24) @GailL1 , thank you for your comment.  👵

---

[*** GAIL @GailL1 wrote:

I.thought Vicki’s story was inspirational - but I don’t see this as an answer for those seniors who have had to leave work for whatever the reason.  They are just looking for a roof over their head that is easy on their pocketbook and safe and of course, convenient for their needs.

So maybe not so much the 50 year olds as it would be for those 62 or older.  At 50 we are still in our prime of life and for many 50 years old, years to go before we stop working. ***]

---

[GailL1]

I.thought Vicki’s story was inspirational - but I don’t see this as an answer for those seniors who have had to leave work for whatever the reason.  They are just looking for a roof over their head that is easy on their pocketbook and safe and of course, convenient for their needs.

So maybe not so much the 50 year olds as it would be for those 62 or older.  At 50 we are still in our prime of life and for many 50 years old, years to go before we stop working.

[SpringIsHereSoHappy]

(Wednesday 3/13/24)

I had started this discussion in 2021 before deciding to leave AARP. Why?  🤔  Site had "died" AFTER they "shut down" their Political Forum in 2021.

NOW in 2024, I am seeing and reading about TOO MANY "old" folks being EVICTED because they can NO LONGER "afford" their rent or mortgage.

Gosh, at age 66 THIS YEAR, I make sure my "rent" is paid 1st as I so DO NOT want to end up homeless AGAIN.

Took the ONE TIME for me to find out - when we get OLD, there is NO HELP with housing...  😎

[Tempest332]

Plan ahead with a 401, not in your 50's but in your 20's, my IRA's & 401's dropped significantly in 2022 when a certain administrations policies started kicking in. 

[SpringIsHereSoHappy]

11 comments (3/9/24) @Tempest332 , I grew up on BACKUPS = do not put ALL of your eggs in ONE basket. At age 66 THIS YEAR, I am "exploring" my optons JUST IN CASE my Medicare & Retirement Social Security goes bye-bye BEFORE I die. My daughter (only child) has OTHER options in place aside from her company's 401k. Hey, way too many SENIORS ended up on the streets when they had that huge "bust" several years ago. Cannot remember Company (I is old 🙄) but I was still working. The administrators left them penniless = no 401k funds. Some were already retired. Sad!!!  😎

---

[*** @Tempest332 wrote:

Plan ahead with a 401, not in your 50's but in your 20's, my IRA's & 401's dropped significantly in 2022 when a certain administrations policies started kicking in. ***]

---

[Tempest332]

I'm just saying, as they are letting 18+ join AARP, I know so many that have absolutely no savings or plans for retirement, & are in massive debt.  Yes, more than one basket, though something is better than nothing.  Stick with reputable funds. 

SSI, & Medicare aren't going anywhere soon no matter how reckless the government spends, but really can one live comfortably on just these government handouts?

[SpringIsHereSoHappy]

9 comments (3/10/24) @Tempest332 , yes, alot of people are living on ONLY Government Handouts (immigrants, illegals, refugees) in my area and Habitat for Humanity just built a house for a couple from Peru. BUT the ROANOKE RESCUE MISSION is "full" with Americans who got "laid off" when companies like General Electric CLOSED their doors after being here FOREVER. As far as AARP letting age 18+ join, okay - BUT I see their SITE being CHANGED and to heck to age 50+. Anyway, that is life...  😎

---

[*** @Tempest332 wrote:

I'm just saying, as they are letting 18+ join AARP, I know so many

y that have absolutely no savings or plans for retirement, & are in massive debt.  Yes, more than one basket, though something is better than nothing.  Stick with reputable funds. 

SSI, & Medicare aren't going anywhere soon no matter how reckless the government spends, but really can one live comfortably on just these government handouts? ***]

---

[GailL1]

---

@SpringIsHereSoHappy wrote:

(3/10/24) @Tempest332 , yes, alot of people are living on ONLY Government Handouts (immigrants, illegals, refugees) in my area and Habitat for Humanity just built a house for a couple from Peru. BUT the ROANOKE RESCUE MISSION is "full" with Americans who got "laid off" when companies like General Electric CLOSED their doors after being here FOREVER. . . . . . . .  😎

---

---

I I don’t think you understand the HomeBUYING program that the charitable organization of Habitat for Humanity does - They don’t really build homes for the homeless unless that homeless person can pay the no-interest mortgage that comes with the home.  

They have qualifications and eligibility requirements for the HomeBUYING program.  These are the stipulations for my area.

Habitat for Humanity - HomeBuyer Program

Legal Permanent Residents of the U.S. are also qualified for the program just like citizens - So unless you reviewed the papers of the Peruvians  then I doubt if you know their legal status and your comment appears to be rather uncalled for -

[SpringIsHereSoHappy]

(3/11/24) @GailL1 , I worked for them through the SCSEP Program and know all about them. Next, my comment is mine Next, way too many Americans NEED a home, who were BORN here. Anyway, thanks for your comments and I gave you a kudo.  😎

---

[*** GAIL @GailL1 wrote:

I I don’t think you understand the HomeBUYING program that the charitable organization of Habitat for Humanity does - They don’t really build homes for the homeless unless that homeless person can pay the no-interest mortgage that comes with the home.  

They have qualifications and eligibility requirements for the HomeBUYING program.  These are the stipulations for my area.

Habitat for Humanity - HomeBuyer Program

Legal Permanent Residents of the U.S. are also qualified for the program just like citizens - So unless you reviewed the papers of the Peruvians  then I doubt if you know their legal status and your comment appears to be rather uncalled for - ***]

---

[Tempest332]

Guess I should leave "Habitat for Humanity" off my beneficiaries' then. 🤔

[SpringIsHereSoHappy]

(3/11/24) Some people are OKAY with them, I am NOT!!!  😎

---

[*** @Tempest332 wrote:

Guess I should leave "Habitat for Humanity" off my beneficiaries' then. 🤔 ***]

---

[Tempest332]

I thought they were the last of the "honest" charities. There is a Habitat store here. I would had donated more to them, when cleaning the estate, but they were only open for a few hours a day 3 days a week. 

Meanwhile here's a couple of 50+ innovative women that were avoiding homelessness:

Weekday at Bernie's 

But they eventually got caught. 

[SpringIsHereSoHappy]

(3/11/24) @Tempest332 , they are HONEST!!! I just DO NOT believe in "foreigners" getting stuff from them BEFORE Americans. Too many of us, especially age 50+ who NEED HOUSING.  😎

---

[*** @Tempest332 wrote:

I thought they were the last of the "honest" charities. There is a Habitat store here. I would had donated more to them, when cleaning the estate, but they were only open for a few hours a day 3 days a week. ***]

---

[GailL1]

---

@SpringIsHereSoHappy wrote:

(3/11/24) @Tempest332 , they are HONEST!!! I just DO NOT believe in "foreigners" getting stuff from them BEFORE Americans. Too many of us, especially age 50+ who NEED HOUSING.  😎

---

---

LOL- I just cannot believe you are saying this - 

Habitat does not build homes for people who cannot afford to pay an interest free mortgage of an affordable amount.  That’s their purpose - if someone doesn’t have any money or is not working to earn it - then this charitable organizations work is not for them -

Habitat for Humanity - Mission, Vision, Principles 

Habitat for Humanity partners with people in your community, and all over the world, to help them build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

Habitat for Humanity - ABOUT 

[SpringIsHereSoHappy]

(3/11/24) @GailL1 , where did I say these homes are FREE??? Anyway, so not going to argue with you. Thanks for your comments and I gave you a kudo.  😎

---

[*** GAIL @GailL1 wrote:

LOL- I just cannot believe you are saying this - 

Habitat does not build homes for people who cannot afford to pay an interest free mortgage of an affordable amount.  That’s their purpose - if someone doesn’t have any money or is not working to earn it - then this charitable organizations work is not for them -

Habitat for Humanity - Mission, Vision, Principles 

Habitat for Humanity partners with people in your community, and all over the world, to help them build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

Habitat for Humanity - ABOUT 

***]

---

[Underbat]

Hello EVERYONE,

please keep the topic friendly and within the guidelines.

You can disagree, but maintain respect.

The subject is an important one for many and we must respect some have different opinions and solutions to others

Thanks everyone

[SpringIsHereSoHappy]

1 comment (3/8/24) Let us chat about the homeless issues in YOUR LOCATION!

At the moment I am living in BOTH Florida and Virginia.

Virginia had already banned sleeping on the street last year in my city.

NOW I see in the News Florida wants to do the same.

I totally AGREE as long as there are OPTIONS in place.

What happened in my suburb (Cave Spring, VA) was as they ran them from the city (Roanoke, VA) = they became OUR PROBLEM.  😱

How about PREVENTION instead of waiting for folks to be EVICTED.

Florida is a "hot mess" and everyone seems to want to be in Sunny Florida.  😎

[Tempest332]

Never seen any "homelessness"  in my area till 2022 with folks living in bus shelters in the overnight hours.