📋 9 Types of Insurance You Don’t Need (AARP Article)

[Winter2025VA]

FROM THE ARTICLE.

For most older adults, these policies have more cons than pros.

By Cameron Huddleston, AARP. Published November 11, 2025.

Many older adults have the insurance coverage they need to protect their finances from the high cost of a car accident, sudden illness or property damage to their home. But is it possible to have too much insurance?

The answer is yes. Although insurance can provide a safety net when bad things happen, you don’t need a policy to cover every possible risk, especially as you get older. “Sometimes people have policies they no longer need, no matter what type of coverage it is,” says Tony Steuer, author of Insurance Made Easy and an insurance underwriter in Alameda, California.

USE LINK BELOW TO READ THE ARTICLE.

https://www.aarp.org/money/personal-finance/insurance-you-do-not-need/