Telematic App

[bettyinTX]

Is State Farm telematic app safe for users?  The app is asking the access to user's phone, photo & video library.  Thanks. 

[cat0w]

Did you do a Google search or ask State Farm to tell you more about it?

Telematics is a way to measure your driving. It's a black box or mobile phone app that monitors how fast you drive, how quickly you brake, and whether you're generally a safe driver. ... The information can be used to give you an insurance quote, with a price that reflects your driving style.

What is Telematics? | Telematics Car Insurance | LV=

[bettyinTX]

Thank you.  In general, I understand about the purpose of the App.  I did Google search and a lot of information in YouTube, too.  They are 50/50 answers.  Some comments said the app can intrude privacy and may back fire if we have a claim, some comments said it is beneficial as the driver will be more careful when driving and it will also reduce the insurance premium.