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- Tell us your best advice for protecting identity o...
Tell us your best advice for protecting identity online
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Recently surfing the web I found a very unusual and what I will call invasive website called MyLife on the net and it is only one of many like it. It was full of information about my husband and myself. Problem is most of it was not information that was correct. They ( Mylife ) had me down as single and had my middle initial wrong. I sent the request to get the info for my husband and I taken off. (Excellent article to tell you how to do this is at this link: https://bit.ly/2GVcasI ) They put a number on it from 1 to 5 for how "dependable" you are and they want people to comment on you like Facebook! They give your name and age and what political party you are registered as. This gives all those disgusting telemarketers a way to find out if you are elderly and then get your phone number and email. It is totally disgusting they can get your personal information this easily! I have asked for our informaiton to be removed and I suggest that anyone that wants to keep this personal information from people who can use this to steal your information to do the same. For a few $$$ they can get your phone number, email address, home address and other info. This should be outlawed even though they say it is pubic information when there are senior citizens involved there is no reason for this info to be public!
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Limit your time on the net; the longer you are on, the better the chance of I.D. theft or a viral attack on your computer.
Beware what sites you visit; look for the "http" and other tags.
Be certain your software is up to date.
Scan for viruses daily.
Decline "free" offers of any type.
And, if something does happen, call your local sheriff's office and the State Attorney General's Office. With details.
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Last week I got a call from Social Security stating there were some type of fraud going on, I looked at the number they used to call me and then I ask questions like, who are you? What is your name? And I also said this is social security correct and he said yes he asked me for my social security number to verify if it is me. I then said to him if you were social security you would already know my number and then he hung up. Always get a name and their number and hang up. And then you can Google the information and they will let you know if it's fraud.
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The Federal Trade Commission has excellent information on their website about protecting your identity and your children's identity:
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It use to be that credit locks were easier to unlock than credit freezes, but that seems to have changed.
Update on credit freeze:
Credit freeze restricts access to your credit report. This makes it more difficult for thieves to open new accounts in your name.
Congress recently made credit freezes free. To set up your own credit freezes, you need to telephone, write, or go to the freeze page at each of their websites:
Experian -- telephone: 888-397-3742, website: https://www.experian.com/help/
Equifax -- telephone: 800-685-1111, website: https://www.equifax.com/personal/credit-report-services/
TransUnion -- telephone: 888-909-8872, website: https://www.transunion.com/credit-help
You will be given a PIN that you'll need to remove the freeze in the future.
FYI -- In most states, the freeze will remain in place until you request the credit bureau to temporarily lift it or remove it. If you make the request online or by phone, the credit bureau must lift a freeze within one hour.
Also, the Federal Trade Commision - Consumer Information has a lot of good information about protecting yourself and your children from Identity Theft: http://www.consumer.ftc.gov/topics/identity-theft
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Closely monitor your financial accounts. Make sure you create your personal Social Security Account with the the Social Security Admin. even though you may not be drawing Social Security checks yet (each SS# can create only one, and by you creating one then scammers cannot use your SS# to create one & steal your money). Put a credit lock on yourself with the three major credit bureaus and remember to put the “unlock” code in a very safe place. Create strong passwords, and change them at least quarterly. Do not actively use Facebook. Shred any snail mail that you receive before tossing it.
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@AARPLynne wrote:What’s the best piece of advice you’ve heard about protecting your identity online? Please share the ways in which you protect your identity online and learn tips from others below.
Wear a face mask and rubber gloves.
"I downloaded AARP Perks to assist in staying connected and never missing out on a discount!" -LeeshaD341679