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The battle to protect your identity is getting a little easier – or at least cheaper. A new law goes into effect September 21 that will make it free to lock your credit file by freezing it with the three major credit rating companies.
In the past, Equifax, Experian, and Transunion have charged fees to freeze your credit reports to help protect against fraud. In states that have not already outlawed the fees, the freezes had cost from $2 to $10, and you needed to pay it to each credit rating agency separately. You also had to pay to unfreeze and refreeze your credit reports.
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