IRA Withdrawals

Join
Renew
Enroll: Automatic Renewal
Rejoin

- Membership & Benefits
- Members Edition

AARP Rewards %{points}%

Help

Hi, %{firstName}%

My Account
Account Details
My Inbox
Communication Preferences
Newsletters
Customize Your Membership
Community
Staying Sharp
Logout

Hi, %{firstName}%

My Account
Account Details
My Inbox
Communication Preferences
Newsletters
Customize Your Membership
Community
Staying Sharp
Logout

Content starts here

CLOSE ×

Suggested Links

Help Show me my account info Change my Address How do I contact AARP? Where is my membership card? How do I get a digital card?

AARP MEMBERSHIP

AARP Membership — $15 for your first year when you sign up for Automatic Renewal

Get instant access to members-only products, hundreds of discounts, a free second membership, and a subscription to AARP the Magazine.

Join Now

Renew Now

Join

Renew

Enroll

Rejoin

right_container
Health
Money
Work & Jobs
Advocacy
Social Security
Medicare
Caregiving
Games
Travel
More...

AARP en Español

Membership & Benefits
Members Edition
AARP Rewards

Membership & Benefits
Members Edition
AARP Rewards %{points}%

Conditions & Treatments

Drugs & Supplements

Health Care & Coverage

Health Benefits

AARP Eye Center

Tips to Protect Your Eyesight

AARP Hearing Center

Ways To Improve Your Hearing

Woman with her hands on her lap and sitting on a couch

Mental Health Resources

Coping with Depression and Anxiety

Illustration with a pill bottle, two sleep masks, a clock, stars, a tea bag and feathers. Member Only Access banner.

MEMBERS ONLY

AARP Smart Guide

Prepare for a Good Night's Sleep

MEMBERS ONLY

Scams & Fraud

View and Report Scams in Your Area

top view montage of brightly colored donation coin collection containers that all read, "Please Give Generously"

Taxes

Take the Charitable Giving Quiz

a man and woman at home looking at a laptop together

AARP Money Map

Get Your Finances Back on Track

microwave, portable heater, washing machine, stove, vacuum and refrigerator

MEMBERS ONLY

Budget & Savings

Make Your Appliances Last Longer

MEMBERS ONLY

Flexible Work

Freelance Jobs You Can Do From Home

AARP Skills Builder

Online Courses to Boost Your Career

illustration of person in a star surrounded by designs and other people holding briefcases

MEMBERS ONLY

Careers

31 Great Ways to Boost Your Career

MEMBERS ONLY

a person on a laptop screen with various icons around it

ON-DEMAND WEBINARS

Tips to Enhance Your Job Search

Back

Advocacy

Close Menu

Drug Prices

Saving You RX Dollars

Social Security

Fighting to Protect Social Security

Medicare & Medicaid

Advocating for Strong Programs

Caregiving

Supporting Family Caregivers

Back

Social Security

Close Menu

green arrows pointing up overlaid on a Social Security check and card with two hundred dollar bills

Webinars

Get More out of Your Benefits

A balanced scale with a clock on one side and a ball of money on the other, is framed by the outline of a Social Security card.

Enrollment

When to Start Taking Social Security

Mature couple smiling and looking at a laptop together

Basics

10 Top Social Security FAQs

Tools

Social Security Benefits Calculator

Back

Medicare

Close Menu

illustration of people building a structure from square blocks with the letters a b c and d

Guide

Start Your Medicare Journey With Our Medicare Enrollment Guide

illustration of a woman holding a magnifying glass standing next to a large question mark

Tool

Get Quick Medicare Answers With Our Medicare Q&A Tool

Videos

Watch Our Expert Answer Common Medicare Questions

Advocacy

Learn How AARP is Fighting for Better Medicare

LONG-TERM CARE

Understanding Basics of LTC Insurance

illustration of a map with an icon of a person helping another person with a cane navigate towards caregiving

State Guides

Assistance and Services in Your Area

a man holding his fathers arm as they walk together outside

Prepare to Care Guides

How to Develop a Caregiving Plan

Woman in wheelchair talking with a female nurse inside a home

Care at Home

How to Find the Right Caregiver

Right Again! Trivia – Sports

Atari, Centipede, Pong, Breakout, Missile Command Asteroids

Atari® Video Games

Throwback Thursday Crossword

Real ID Guide

ID Goes into Effect on May 7

Affordable U.S. Destinations

Stretch Your Travel Dollars

Spring Travel

Scenic Road Trips

MEMBERS ONLY

Vacation Lodging

40 Tips to Make Most of Stay

MEMBERS ONLY

Entertainment & Style
Family & Relationships
Personal Tech
Home & Living
Auto
Staying Sharp
Podcasts
Videos

Back

Entertainment & Style

Editors' Picks

Best New Shows and Movies

The Weekly Read

Hot New Book Releases

midnight at the blackbird cafe book title on top of mountain landscape with members only lock

Free Online Novel

Read 'Midnight at the Blackbird Café'

Back

Family & Relationships

Close Menu

smiling man enjoys a kiss on the cheek from his spouse

Sex & Intimacy

Make Your Bedroom More Romantic

grandfather and grandson fishing on a pier

Grandparenting

4 Ways to Connect With Grandchildren

child on bike in front of home with sixties style car parked in front

MEMBERS ONLY

Family

Making Lasting Memories With Mom

MEMBERS ONLY

Back

Personal Tech

Close Menu

a woman looks at her phone while taking her medication

Privacy

Store Medical Records on Your Phone?

Close-up of Woman's hands plugging a mobile phone into a power bank in a bar

Tech Tips

Maximize the Life of Your Phone Battery

Virtual Community Center

Join Free Tech Help Events

Back

Home & Living

Close Menu

person wearing rubber gloves using a spray bottle and sponger to clean a kitchen sink

Your Home

10 Things to Clean in 10 Minutes

Home Improvement

Your Home Checklist for Aging in Place

front exterior of home with colorful landscaping

MEMBERS ONLY

AARP Smart Guide

38 Ways to Boost Home's Curb Appeal

MEMBERS ONLY

Car Buying

Is Now the Time to Buy an Electric Car?

older woman and mother with locked arms walking and talking outside

We Need To Talk

Assess Your Loved One's Driving Skills

Driver Safety

AARP Smart Driver Course

Building Resilience in Difficult Times

Tips for Finding Your Calm

Weight Loss After 50 Challenge

Back

Podcasts

Close Menu

Cautionary Tales of Today's Biggest Scams

Travel stuff on desktop: map, sun glasses, camera, tickets, passport etc.

7 Top Podcasts for Armchair Travelers

jean chatzky smiling in front of city skyline

MEMBERS ONLY

Jean Chatzky: ‘Closing the Savings Gap’

MEMBERS ONLY

Back

Videos

Close Menu

a woman at home siting at a desk writing

Quick Digest of Today's Top News

A man and woman looking at a guitar in a store

AARP Top Tips for Navigating Life

two women exercising in their living room with their arms raised

Get Moving With Our Workout Series

You're this close to getting so much more ...

Get access to this and all Members-Only discussions, plus a world of member Benefits when you Join AARP!

Become an AARP Member for $12 Already a member? Login >

Members Only

My Settings Guidelines Help

Forums

AARP Online Community
Games
Games Talk
SongTheme
Games Tips
Leave a Game Tip
Ask for a Game Tip
AARP Rewards
AARP Rewards Connect
Earn Activities
Redemption
AARP Rewards Tips
Ask for a Rewards Tip
Leave a Rewards Tip
Help
Membership
Benefits & Discounts
General Help
Caregiving
Caregiving
Grief & Loss
Caregiving Tips
Ask for a Caregiving Tip
Leave a Caregiving Tip
Entertainment Forums
Rock N' Roll
Leisure & Lifestyle
Health Forums
Brain Health
Healthy Living
Medicare & Insurance
Health Tips
Ask for a Health Tip
Leave a Health Tip
Home & Family Forums
Friends & Family
Introduce Yourself
Our Front Porch
Money Forums
Budget & Savings
Scams & Fraud
Retirement Forum
Retirement
Social Security
Technology Forums
Computer Questions & Tips
Travel Forums
Destinations
Work & Jobs
Work & Jobs

AARP Online Community
Money Forums
Budget & Savings
IRA Withdrawals

IRA Withdrawals

Topic Options

Subscribe to RSS Feed
Mark Topic as New
Mark Topic as Read
Float this Topic for Current User
Bookmark
Subscribe
Printer Friendly Page

All forum topics
Previous Topic
Next Topic

r764101s

Contributor

Mark as New
Bookmark
Subscribe
Mute
Subscribe to RSS Feed
Permalink
Print
Report

‎07-16-2024 12:15 PM

IRA Withdrawals

I have been periodically skimming(on strong market days) from my ROTH and investing in T-Bills in order to have more (and less volatile )cash on hand for down the road. As they pay out interest, I put it my HYSA. I am just wondering if there is any real downside to this strategy?

Kudos

16960

Views

Replies

0 Kudos

455 Views

Report

All forum topics
Previous Topic
Next Topic

Tonster521

Silver Conversationalist

Mark as New
Bookmark
Subscribe
Mute
Subscribe to RSS Feed
Permalink
Print
Report

‎07-17-2024 09:27 AM

@r764101s Why are you withdrawing money from your Roth wherein earnings are tax free as long as you meet the age 59.5 and 5 year requirement? Based on the info you provided, it sounds like you are withdrawing money from a tax sheltered account to place the money in taxable investments.

2 Kudos

414 Views

Report