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Re: ATM Smart Savings Sweepstakes

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Message 41 of 671
I totally agree, buy only what you need. Do not buy just because it is on sale...
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Re: ATM Smart Savings Sweepstakes

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Message 42 of 671

I like to combine rebate programs, such as Ebates, with store credit discounts (stores that give 5% off for using their card.) I do this by ordering online, paying with the store credit card, then picking the items up at the store, or take advantage of any free shipping to my home that they are offering. Oh, and then I pay the credit card balance off at the end of the month. If I've gotten a coupon from the store for any additional money off, that increases my savings!

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Re: ATM Smart Savings Sweepstakes

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Message 43 of 671

Totally true, another fact, don't buy under emotional distress, such as anger, hurt or depressed.

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Re: ATM Smart Savings Sweepstakes

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Message 44 of 671

When going shopping, wait until you have several places close together and then make one trip.

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Re: ATM Smart Savings Sweepstakes

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Message 45 of 671
Try saving $3 -5 dollars a month and you will be surprised a the end of the year! Ten dollars a month is even better!
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Re: ATM Smart Savings Sweepstakes

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Message 46 of 671
I have my paycheck direct deposited into my savings account and only transfer out the amount needed to pay bills - the difference remain in savings and grow each month.
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Re: ATM Smart Savings Sweepstakes

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Message 47 of 671

Lists are a must and don't stray. You will find yourself with a wild bill. Remember to check sake items and possibly stock up.

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Re: ATM Smart Savings Sweepstakes

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Message 48 of 671

I always round up to the next whole dollar when inputting check amounts in check register and that is my secret balance.  it can add up pretty quickly.  My daughter swears by it also.

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Re: ATM Smart Savings Sweepstakes

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Message 49 of 671

Make a commitment to deposit a set amount of money into your savings account each pay period. Multiple savings accounts can be helpful for saving for major purchases or expenses, one for your emergency fund, one for annual real estate taxes, one for Christmas gifts, etc.  

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Re: ATM Smart Savings Sweepstakes

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Message 50 of 671

I AGREE WITH NO FEES.  I CAN GET CASH AT THE ATM AT MY BANK AT ANY TIME WITHOUT FEES.  I CAN ALSO GET CASH BACK AT MANY MERCHANTS WHEN MAKING A PURCHASE.  ALSO NO FEES.

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