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ATM Smart Savings Sweepstakes
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ATM Smart Savings Sweepstakes
We know that saving, especially for retirement, isn’t easy! That’s why the editors of AARP The Magazine created a digital magazine all about savings and retirement. AARP The Magazine’s Special Money & Retirement digital issue is here to help you better save for what lies ahead. Post your favorite savings tip in the discussion below. Just by posting you’ll be entered for a chance to win the grand prize of $1,000!
How to download the special Money and Retirement digital issue:
It’s easy to download the digital magazine! Click here to read the special Money & Retirement digital issue.
Enter the sweepstakes in 2 easy steps:
1. Sign in or register on AARP.org
2. Post to the “AARP Smart Savings Sweepstakes” discussion board.
That’s it. You’ve entered the sweepstakes.
Contest ends October 1, 2016. See Official Rules and Terms of Service. Be sure to tell us what you think about the new digital magazine by completing our short survey here.
My tip:
Never use change!
When you pay for something in cash and get coins back, hold on to them and everynight when you get home put the change in a jar, or big bowl. If everyone in the house does this you have a vacation fund in change before you know it!
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the best way to save is to have an automatic deduction of 1 or 2 percent of your paycheck deposited to your savings account every paycheck. Pretty soon you will have a tidy amount in your savings account, which you can then transfer to an IRA.
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Credit Unions usually have a few extra perks than mainstream banks. I joined a program at mine, that rounds my debits off to the nearest dollar, with that extra cents going into my Savings. Without any effort on my part, this program has accumulated approx. $100 into my account over the last few months. A very nice little surprise!
I especially like the Vocabulary words in the Money and Retirement digital issue. I've never invested, but I was interested in the terms so I can feel more comfortable when I'm learning about Stocks.
Thanks!
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I pay myself first, moving 10% of each check to an online savings account before spening. I monitor creit car spending on a wall calendar, listing the amount charged and place used in the date block. I keep a running total of charges on the margin for that month. I save the receipts in an envelope paper-clipped to the calendar page. It's easy to reconcile the statement with my calendar. I tear up the receipts when I've paid the charge (unless I need the receipt for a warranty- I tape those on the back of the calendar). I know it's low-tec, but this approach has worked great for me for 26 years! 🙂
The way I save money is simple. I save All my change and I keep it in a coffee cup in my car. Once that is full, I bring it in and separate the silver from the pennies and put them into mason jars. I now have almost 3 quart jars filled with silver!! And a pint jar of pennies. And I have also started saving 1$ bills and 5$ bills! And boy do they add up quick! The last time I had cashed in my silver jars, 2 of them, I had saved close to 500$!! I have become very OCD about saving that I will not spend any change nor any 1$ or 5$ bills!! Unless of an emergency. Then come vacation time, I'm set!! If this can help one person to start saving a little bit at first, my job is done!!
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