Reply
Highlighted
Contributor
0
Kudos
784
Views

Re: ATM Smart Savings Sweepstakes

784 Views
Message 421 of 672

Put everything you can on a cash rewards card and save the rewards earned..

Report Inappropriate Content
0
Kudos
784
Views
Highlighted
Contributor
0
Kudos
783
Views

Re: ATM Smart Savings Sweepstakes

783 Views
Message 422 of 672

Dining: Always go with a coupon, a "special" day where prices are cheaper like El Fenix here in Dallas always has Wednesday specials.  For added discounts, ex: Applebees has a 2/$25 special and Green Apple discount card for over 60.  Groceries: In addition to coupon clipping I always round up on the check (when I write one), if cash I save change, I've found certain stores have great sales on items I like and work similarly to expensive ex: Aldi has a Day Creme that rivals the $400. a bottle, I can spot shop there, Costco, Sams, all online to see where the biggest bang for the buck before I travel so I can shop in route or back home so I don't waste extra time/gas.  I've also gone organic in my gardening to save on lawn care.  Started shopping upscale resale/consignment shops as well.

Report Inappropriate Content
0
Kudos
783
Views
Highlighted
Contributor
0
Kudos
781
Views

Re: ATM Smart Savings Sweepstakes

781 Views
Message 423 of 672

I use my short short-term memory to my advantage: whenever I have cash in hand (very rarely - it cries out to be spent):

 

1.  I quickly place the largest bill in a special Red Envelope that I keep in

     in the same place in my home, year after year. 

        * I do not look at how much money is already in the Red Envelope.

        * I forget about it. DONE.

 

 2. I plink the change into the correct plastic tube (penny, nickel, dime, quarter) 

     of a simple coin sorter I bought long ago - all manual, nothing moving.

        * I do not look at how much is already in the coin tubes.

        * I forget about it. DONE.

        * When a tube fills up, I use a coin roll (from the credit union or

           dollar store) and put the full roll in a special box near the Red Envelope.

        * I forget about it. DONE.

 

 3,  When I am preparing for a special trip, getaway or unusual travel (only

      about once or twice a year) I raid the Red Envelope, the special box

      and the coin sorter.

 

  The "Fun Money" total is a happy surprise - always more than I remembered.

Report Inappropriate Content
0
Kudos
781
Views
Highlighted
Regular Contributor
0
Kudos
774
Views

Re: ATM Smart Savings Sweepstakes

774 Views
Message 424 of 672

Plan for your retirement.  How much traveling do you want to do, what is your health, do you need to work part time.

Report Inappropriate Content
0
Kudos
774
Views
Highlighted
Regular Contributor
0
Kudos
773
Views

Re: ATM Smart Savings Sweepstakes

773 Views
Message 425 of 672

eat nutritious food and eat in moderatiion.

Report Inappropriate Content
0
Kudos
773
Views
Highlighted
Contributor
0
Kudos
762
Views

Re: ATM Smart Savings Sweepstakes

762 Views
Message 426 of 672

Borrow, don't buy  tool you'll only use once or twice. If you cannot borrow it, rent it. Rent a vehicle for those long distance drives and save wear & tear on your vehicle.

Report Inappropriate Content
0
Kudos
762
Views
Highlighted
Contributor
0
Kudos
754
Views

Re: ATM Smart Savings Sweepstakes

754 Views
Message 427 of 672
Use credit cards that give cash back and pay them all off each month.
Report Inappropriate Content
0
Kudos
754
Views
Highlighted
Contributor
0
Kudos
750
Views

Re: ATM Smart Savings Sweepstakes

750 Views
Message 428 of 672

I buy brand name, fashionable apparel at the end of the season and store it away until the next season.  My friends are amazed that I am able to afford such classy clothes! 

Report Inappropriate Content
0
Kudos
750
Views
Highlighted
Regular Contributor
0
Kudos
745
Views

Re: ATM Smart Savings Sweepstakes

745 Views
Message 429 of 672

When you have a lot of errands to run, pack a lunch in a small cooler instead of eating in a resturant.

Report Inappropriate Content
0
Kudos
745
Views
Highlighted
Regular Contributor
0
Kudos
745
Views

Re: ATM Smart Savings Sweepstakes

745 Views
Message 430 of 672

When you have a lot of errands to run, pack a lunch in a small cooler rather than eating in a resturant.

Report Inappropriate Content
0
Kudos
745
Views
cancel
Showing results for 
Search instead for 
Did you mean: 
Users
Announcements

Introducing jen43, one of our featured ACEs! Check out their profile and fill yours out, today!

Meet an ACE

Top Authors