AARP EMAIL RE: DO I BELIEVE IT SHOULD BE EASIER TO SAVE?

[StephenR101808]

While I agree it should be easier to save, We should be aware of three issues. A. Self- discipline. B. the government shouldn't be involved because anything they touch goes up in shambles, and don't forget that when the government gives you something, it always takes something away- usually a freedom. And C. companies use outside non-fuduciary brokers and even fuduciary brokers, that only have their self-interest in mind and on top of that, the employees have miniscule control over their accounts. Believe me I know. Been there- Done that. I'm retired, and it wasn't until then that I gained full control and started making real money. Not the measly 8% the brokers want to tell you is great. By the time you pay brokerage fees and inflation - you've lost money. That doesn't even count the taxes you may have to pay depending the type of account your money is in.