I received a notice of nonrenewal after many years, perhaps decades, with The Hartford through AARP. Agents whom I subsequently shopped with, for a replacement policy, advised me that The Hartford has been gradually pulling out of the Texas market for auto insurance and that they are using increasingly strict reasons for nonrenewal as a subterfuge for doing so.
In my instance, The Hartford cited three accidents over a 37-month period as their reason for nonrenewal. However, I was not at fault in two of those accidents. In one instance, I was sideswiped by a pickup truck that changed lanes into my lane, colliding with my fender. In the other instance, I was rear-ended. When I contacted The Hartford to question their assessment, they acknowledged that I had not been at fault but blamed their underwriter’s guidelines (i.e., they are pulling out of Texas, one customer by one).
FWIW, I found a comparable policy with another company at a smaller premium than The Hartford had previously been charging me, anyway. So if AARP wants to offer an auto insurance benefit to Texas members, the time as come for you to change companies, too.