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    <title>topic IRMAA appeal timing?? in Medicare &amp; Insurance</title>
    <link>https://community.aarp.org/t5/Medicare-Insurance/IRMAA-appeal-timing/m-p/2573240#M9909</link>
    <description>&lt;P&gt;&amp;nbsp;I started Medicare this year. Our modified gross adjusted income in 2022 was 6 thousand over into the next IRMAA category so we have to pay extra. I received the letter about this on September 15 and it says I have 60 d to appeal. Well, this year my wife and I are making a bit more than 2022 so no reason to appeal now. BUT next year we both retire and will have a substantially lower MGAI and certainly low enough to eliminate the IRMAA charge.&lt;/P&gt;&lt;P&gt;So--no reason to appeal now but the letter says if I don't appeal within 60 days, we better have a good reason to appeal later. Does this just mean appealing this year? I plan to appeal next year when we are both retired.&lt;/P&gt;&lt;P&gt;They reassess every year depending on our taxes 2 years past, right? So eventually, we will naturally lose the IRMAA charge...but I would rather not wait 2 years. Do I have this right?? Thanks!&lt;/P&gt;</description>
    <pubDate>Sun, 13 Oct 2024 18:01:58 GMT</pubDate>
    <dc:creator>JeffR603421</dc:creator>
    <dc:date>2024-10-13T18:01:58Z</dc:date>
    <item>
      <title>IRMAA appeal timing??</title>
      <link>https://community.aarp.org/t5/Medicare-Insurance/IRMAA-appeal-timing/m-p/2573240#M9909</link>
      <description>&lt;P&gt;&amp;nbsp;I started Medicare this year. Our modified gross adjusted income in 2022 was 6 thousand over into the next IRMAA category so we have to pay extra. I received the letter about this on September 15 and it says I have 60 d to appeal. Well, this year my wife and I are making a bit more than 2022 so no reason to appeal now. BUT next year we both retire and will have a substantially lower MGAI and certainly low enough to eliminate the IRMAA charge.&lt;/P&gt;&lt;P&gt;So--no reason to appeal now but the letter says if I don't appeal within 60 days, we better have a good reason to appeal later. Does this just mean appealing this year? I plan to appeal next year when we are both retired.&lt;/P&gt;&lt;P&gt;They reassess every year depending on our taxes 2 years past, right? So eventually, we will naturally lose the IRMAA charge...but I would rather not wait 2 years. Do I have this right?? Thanks!&lt;/P&gt;</description>
      <pubDate>Sun, 13 Oct 2024 18:01:58 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Medicare-Insurance/IRMAA-appeal-timing/m-p/2573240#M9909</guid>
      <dc:creator>JeffR603421</dc:creator>
      <dc:date>2024-10-13T18:01:58Z</dc:date>
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