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    <title>topic UNDERSTANDING YOUR BENEFIT OF MEDICARE in Medicare &amp; Insurance</title>
    <link>https://community.aarp.org/t5/Medicare-Insurance/UNDERSTANDING-YOUR-BENEFIT-OF-MEDICARE/m-p/2628477#M12113</link>
    <description>&lt;P&gt;&lt;STRONG&gt;Have you EVER read, listened to or viewed the Medicare .gov Publication of “MEDICARE and YOU”?&lt;/STRONG&gt;&amp;nbsp; Cover to Cover&lt;/P&gt;&lt;P&gt;It covers all the Parts of Medicare and how they work for you based on your choices. &amp;nbsp; It covers how a Medigap plan works with your choice of Traditional Medicare. &amp;nbsp; It also covers how benefits a covered by Traditional Medicare specifically.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;If you pick a Medicare Advantage plan (every year) [Medicare Part C] as your choice in how you get your Medicare benefits, do you sit down and read your Explanation of Coverage from your selected insurer?&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;This covers how you get your Medicare Benefits under the Medicare Advantage option and what you pay for specific covered services - specifically and for this chosen insurer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you do one or both of these things - does it help with your understanding of the Medicare program?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Same thing would be true of Part D -&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;Standalone plans if you are using &lt;STRONG&gt;Traditional Medicare&lt;/STRONG&gt; - PDP (Prescription Drug Plans)&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;Included Part D benefits included in &lt;STRONG&gt;Medicare Advantage Plan - MAPD - Medicare Advantage Plan with Prescription Drug Coverage&lt;/STRONG&gt; included.&lt;/SPAN&gt;&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;OR a few Medicare Advantage plans that do not cover Prescription Drug Cover - &lt;STRONG&gt;MA - Medicare Advantage only&lt;/STRONG&gt; - for those with some type of outside &lt;/SPAN&gt;&lt;SPAN&gt;credible prescription drug coverage - like the VA or CHAMPVA&amp;nbsp;&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;</description>
    <pubDate>Tue, 23 Sep 2025 15:39:14 GMT</pubDate>
    <dc:creator>GailL1</dc:creator>
    <dc:date>2025-09-23T15:39:14Z</dc:date>
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      <title>UNDERSTANDING YOUR BENEFIT OF MEDICARE</title>
      <link>https://community.aarp.org/t5/Medicare-Insurance/UNDERSTANDING-YOUR-BENEFIT-OF-MEDICARE/m-p/2628477#M12113</link>
      <description>&lt;P&gt;&lt;STRONG&gt;Have you EVER read, listened to or viewed the Medicare .gov Publication of “MEDICARE and YOU”?&lt;/STRONG&gt;&amp;nbsp; Cover to Cover&lt;/P&gt;&lt;P&gt;It covers all the Parts of Medicare and how they work for you based on your choices. &amp;nbsp; It covers how a Medigap plan works with your choice of Traditional Medicare. &amp;nbsp; It also covers how benefits a covered by Traditional Medicare specifically.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;If you pick a Medicare Advantage plan (every year) [Medicare Part C] as your choice in how you get your Medicare benefits, do you sit down and read your Explanation of Coverage from your selected insurer?&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;This covers how you get your Medicare Benefits under the Medicare Advantage option and what you pay for specific covered services - specifically and for this chosen insurer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you do one or both of these things - does it help with your understanding of the Medicare program?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Same thing would be true of Part D -&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;Standalone plans if you are using &lt;STRONG&gt;Traditional Medicare&lt;/STRONG&gt; - PDP (Prescription Drug Plans)&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;Included Part D benefits included in &lt;STRONG&gt;Medicare Advantage Plan - MAPD - Medicare Advantage Plan with Prescription Drug Coverage&lt;/STRONG&gt; included.&lt;/SPAN&gt;&lt;/LI&gt;&lt;LI&gt;&lt;SPAN&gt;OR a few Medicare Advantage plans that do not cover Prescription Drug Cover - &lt;STRONG&gt;MA - Medicare Advantage only&lt;/STRONG&gt; - for those with some type of outside &lt;/SPAN&gt;&lt;SPAN&gt;credible prescription drug coverage - like the VA or CHAMPVA&amp;nbsp;&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;</description>
      <pubDate>Tue, 23 Sep 2025 15:39:14 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Medicare-Insurance/UNDERSTANDING-YOUR-BENEFIT-OF-MEDICARE/m-p/2628477#M12113</guid>
      <dc:creator>GailL1</dc:creator>
      <dc:date>2025-09-23T15:39:14Z</dc:date>
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