Scam or goof-up? Mortgage invoice to some else at my address?

JonathanS16782 — Sun, 15 Mar 2026 18:39:42 GMT

Yesterday I got a first class letter from a mortgage servicer I've never heard of, with the heading "We're your new mortgage servicer!" on the front. It's addressed to someone I never heard of at my address. I haven't opened it, but it looks like an invoice for a monthly mortgage payment.

I checked my texts. My real mortgage servicer just sent me a notice that they're about to withdraw my monthly mortgage payment from my bank account, as usual. I logged in to my account; no notice about a change of mortgage servicer there.

This smells like a scam to me, but I'm darned if I can see what it is. Any advice? Should I return to sender? Burn it? Turn it over to the Post Office?

Re: Scam or goof-up? Mortgage invoice to some else at my address?

Vexed — Sun, 15 Mar 2026 18:45:19 GMT

@JonathanS16782 Just write on the envelope "Not at this address" and put it back in the mailbox.

Or however you put out mail to be picked up.

Re: Scam or goof-up? Mortgage invoice to some else at my address?

SereneSeagull — Sun, 15 Mar 2026 18:58:04 GMT

Yeah, I’d agree with @Vexed

topic Re: Scam or goof-up? Mortgage invoice to some else at my address? in Scams & Fraud

Scam or goof-up? Mortgage invoice to some else at my address?

Re: Scam or goof-up? Mortgage invoice to some else at my address?

Re: Scam or goof-up? Mortgage invoice to some else at my address?