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    <title>topic Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News in Retirement</title>
    <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2654590#M8760</link>
    <description>&lt;P&gt;&amp;nbsp;Before you commit to a home in Florida, check the cost of homeowners insurance. It is running many out of Florida, even investors. You may be able to pick up a deal if you can afford $1,000 per month insurance.&lt;/P&gt;</description>
    <pubDate>Sun, 01 Feb 2026 10:55:09 GMT</pubDate>
    <dc:creator>RN362636</dc:creator>
    <dc:date>2026-02-01T10:55:09Z</dc:date>
    <item>
      <title>👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2488355#M7015</link>
      <description>&lt;P&gt;&lt;SPAN&gt;&lt;span class="lia-unicode-emoji" title=":play_button:"&gt;▶️&lt;/span&gt;‌To reply, click on reply button at bottom of this post. Enter your text. Click reply button again.&lt;span class="lia-unicode-emoji" title=":reverse_button:"&gt;◀️&lt;/span&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;***READ the comments and/or ADD a comment***&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Here are 10 affordable places to retire on the water:&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(1) Minneapolis-St. Paul, Minnesota.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(2)Miami.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(3)Tampa, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(4)Virginia Beach, Virginia.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(5)Jacksonville, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(6)Orlando, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(7)Melbourne, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(8)Chicago.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(9)Cape Coral, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(10)Sarasota, Florida.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-unicode-emoji" title=":speaking_head:"&gt;🗣&lt;/span&gt;By Rachel Hartman and Emily Brandon. Reviewed by Katy Marquardt. March 28, 2023.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://money.usnews.com/money/retirement/articles/10-affordable-places-to-retire-on-the-water" target="_self"&gt;&lt;span class="lia-unicode-emoji" title=":backhand_index_pointing_right:"&gt;👉&lt;/span&gt;Link to online information&lt;/A&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 05 Jun 2023 20:55:08 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2488355#M7015</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2023-06-05T20:55:08Z</dc:date>
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    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2488378#M7016</link>
      <description>&lt;P&gt;I was a long-time resident in # 10, Sarasota, FL. I definitely would not call it "affordable" for most people, other than retired executives, business owners, professionals. There is the rich crust of Sarasota, the "Gold Coast" attracts an international jet set of very wealthy people. Then there's a thin filling of upper middle class professionals, especially those in the medical field (Sarasota has a huge population of old people and they need medical services. And Sarasota was great for that aspect!) and formerly well-off retirees. And then there's a Huge Bottom Crust of poverty stricken elderly and the working poor that support the wheels to keep Sarasota running... the health care workers, home aides, lawn care, technicians, etc. Many of them working 2 or 3 jobs to be able to live in that area.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But certainly the coastal area south of Sarasota, or even north of there, and even north of the Tampa area, are much more affordable. The interior of Florida can be very affordable too. although it's not necessarily "on the water" (yet), and it's not too far to drive from there to either coast, to the Tampa area, the Orlando area (Disney, etc), or to Miami.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;# 9, Cape Coral. yes, that's definitely an affordable area, more so than Sarasota. And it is pretty nice there.&lt;/P&gt;</description>
      <pubDate>Tue, 28 Mar 2023 23:59:37 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2488378#M7016</guid>
      <dc:creator>fffred</dc:creator>
      <dc:date>2023-03-28T23:59:37Z</dc:date>
    </item>
    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2489868#M7050</link>
      <description>&lt;P&gt;Not sure where to look on this site. I am looking for recomendations for a 55+ retirement community in Phoenix or Scottsdale. I am 70 and want to start looking for was wondering if AARP had some recomendations&lt;/P&gt;</description>
      <pubDate>Mon, 03 Apr 2023 15:38:02 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2489868#M7050</guid>
      <dc:creator>martink902669</dc:creator>
      <dc:date>2023-04-03T15:38:02Z</dc:date>
    </item>
    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2489874#M7051</link>
      <description>&lt;P&gt;I appreciate the list! I didn't realize there were affordable places left that were on or near the water. I laughed at&amp;nbsp;&lt;a href="https://community.aarp.org/t5/user/viewprofilepage/user-id/24436"&gt;@fffred&lt;/a&gt;&amp;nbsp;comment about inner Florida not being on the water yet. &lt;span class="lia-unicode-emoji" title=":slightly_smiling_face:"&gt;🙂&lt;/span&gt;&amp;nbsp; Building levees in coastal towns may be a growing business before long if it isn't already.&lt;/P&gt;</description>
      <pubDate>Mon, 03 Apr 2023 16:36:28 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2489874#M7051</guid>
      <dc:creator>DirkB349973</dc:creator>
      <dc:date>2023-04-03T16:36:28Z</dc:date>
    </item>
    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2502384#M7298</link>
      <description>&lt;P&gt;(1 comment) I am NOT sure about ALL of the states listed in this article, but I know from living in BOTH Florida (Melbourne, Florida before 2015 and back again 2023) and Roanoke, Virginia (2015-2023) - FLORIDA is EXPENSIVE!!! ‌&lt;span class="lia-unicode-emoji" title=":face_screaming_in_fear:"&gt;😱&lt;/span&gt;‌&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As an "example" my CAR INSURANCE with Allstate for my Old Lady (2006 Hyundai Elantra) is 3 TIMES more EXPENSIVE in Florida. &lt;span class="lia-unicode-emoji" title=":loudly_crying_face:"&gt;😭&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nicole &lt;span class="lia-unicode-emoji" title=":upside_down_face:"&gt;🙃&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jun 2023 00:56:47 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2502384#M7298</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2023-06-07T00:56:47Z</dc:date>
    </item>
    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2502397#M7299</link>
      <description>&lt;P&gt;@Anonymous&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;I'm glad to hear that you are "back" in Florida, near your family. I know this has been your wish for quite some time. Congratulations! Best Wishes! and Good Luck!&lt;/P&gt;</description>
      <pubDate>Tue, 06 Jun 2023 00:31:58 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2502397#M7299</guid>
      <dc:creator>fffred</dc:creator>
      <dc:date>2023-06-06T00:31:58Z</dc:date>
    </item>
    <item>
      <title>Re: 👴👵Affordable Places to Retire on the Water | Retirement | U.S. News</title>
      <link>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2654590#M8760</link>
      <description>&lt;P&gt;&amp;nbsp;Before you commit to a home in Florida, check the cost of homeowners insurance. It is running many out of Florida, even investors. You may be able to pick up a deal if you can afford $1,000 per month insurance.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Feb 2026 10:55:09 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Retirement/Affordable-Places-to-Retire-on-the-Water-Retirement-U-S-News/m-p/2654590#M8760</guid>
      <dc:creator>RN362636</dc:creator>
      <dc:date>2026-02-01T10:55:09Z</dc:date>
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