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    <title>topic Re: Social security in Social Security</title>
    <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655506#M8166</link>
    <description>&lt;P&gt;IT is NOT True - Rest peacefully - the Trust Fund is in financial hardship but that’s been going on for a very long time - At least 10 years or more. &amp;nbsp;Lots of reasons for it - we are living longer and gettin benefits longer and there are not as many workers paying into the system because of technology - it takes less employees to do a job today - so a combination of these things has made the Trust Fund a bit off -balanced -&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This does need to be corrected before around 2032 or there about. &amp;nbsp;Most likely it will be a mixture of changes - bringing in more revenues and reducing benefits - but by reducing benefits, I don’t mean the amount that one is getting as a benefit - what I mean by reducing benefits is doing things like increasing the full retirement age to 70. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wouldn’t worry - Congress has to be the ones that make the changes and they have been fighting about this for many years and they will probably do what they always do - correct it at the last minute.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, the Social Security law does have a fail safe built into it - IF we reach the point where we have NO reserve and there is not enough money coming in from revenue sources (withholding taxes, taxes on benefits, interest on the reserve ) then everybody’s check will be cut by about 20 - 25% in order to pay out all benefits - that’s how it will happen but not until sometimes down the road - 2032 or after.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 05 Feb 2026 00:15:28 GMT</pubDate>
    <dc:creator>GailL1</dc:creator>
    <dc:date>2026-02-05T00:15:28Z</dc:date>
    <item>
      <title>Social security</title>
      <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655486#M8164</link>
      <description>&lt;P&gt;My daughter in law says she heard that Social security is going to cut our checks by 70% this year and that Trump is going to cancel it with in a couple of years. I want to know if this is a possibility or not. I can't live with out my check. Please let me know if this is true.&lt;/P&gt;&lt;P&gt;Thank you&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sharon&lt;/P&gt;&lt;P&gt;sharonstartrek@aol.com&lt;/P&gt;</description>
      <pubDate>Wed, 04 Feb 2026 23:17:24 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655486#M8164</guid>
      <dc:creator>nikisgizmo</dc:creator>
      <dc:date>2026-02-04T23:17:24Z</dc:date>
    </item>
    <item>
      <title>Re: Social security</title>
      <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655499#M8165</link>
      <description>&lt;P&gt;1. Your daughter in law should cite her sources&lt;/P&gt;&lt;P&gt;2. &amp;nbsp;I’d gently suggest you tap on the 3 dots to the right and edit your post to take out your email on this public forum.&lt;/P&gt;</description>
      <pubDate>Wed, 04 Feb 2026 23:56:19 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655499#M8165</guid>
      <dc:creator>SereneSeagull</dc:creator>
      <dc:date>2026-02-04T23:56:19Z</dc:date>
    </item>
    <item>
      <title>Re: Social security</title>
      <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655506#M8166</link>
      <description>&lt;P&gt;IT is NOT True - Rest peacefully - the Trust Fund is in financial hardship but that’s been going on for a very long time - At least 10 years or more. &amp;nbsp;Lots of reasons for it - we are living longer and gettin benefits longer and there are not as many workers paying into the system because of technology - it takes less employees to do a job today - so a combination of these things has made the Trust Fund a bit off -balanced -&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This does need to be corrected before around 2032 or there about. &amp;nbsp;Most likely it will be a mixture of changes - bringing in more revenues and reducing benefits - but by reducing benefits, I don’t mean the amount that one is getting as a benefit - what I mean by reducing benefits is doing things like increasing the full retirement age to 70. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wouldn’t worry - Congress has to be the ones that make the changes and they have been fighting about this for many years and they will probably do what they always do - correct it at the last minute.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, the Social Security law does have a fail safe built into it - IF we reach the point where we have NO reserve and there is not enough money coming in from revenue sources (withholding taxes, taxes on benefits, interest on the reserve ) then everybody’s check will be cut by about 20 - 25% in order to pay out all benefits - that’s how it will happen but not until sometimes down the road - 2032 or after.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 05 Feb 2026 00:15:28 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655506#M8166</guid>
      <dc:creator>GailL1</dc:creator>
      <dc:date>2026-02-05T00:15:28Z</dc:date>
    </item>
    <item>
      <title>Re: Social security</title>
      <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655507#M8167</link>
      <description>&lt;P&gt;&lt;a href="https://community.aarp.org/t5/user/viewprofilepage/user-id/36243256"&gt;@SereneSeagull&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The clickbaiters are in rare form these days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 05 Feb 2026 00:17:04 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2655507#M8167</guid>
      <dc:creator>GailL1</dc:creator>
      <dc:date>2026-02-05T00:17:04Z</dc:date>
    </item>
    <item>
      <title>Re: Social security</title>
      <link>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2657775#M8169</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.aarp.org/t5/user/viewprofilepage/user-id/300286"&gt;@GailL1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The clickbaiters are in rare form these days.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;They wouldn't bait if people didn't click.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Honestly, I weep for mankind.&amp;nbsp; The good news is that our extinction will put us out of our misery.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Feb 2026 20:55:27 GMT</pubDate>
      <guid>https://community.aarp.org/t5/Social-Security/Social-security/m-p/2657775#M8169</guid>
      <dc:creator>TRL1111</dc:creator>
      <dc:date>2026-02-23T20:55:27Z</dc:date>
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