https://community.aarp.org/t5/Social-Security/IRMAA-penalty-on-Medicare-premiums/m-p/2617432#M7631 <P>We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduced since we no longer have that income. Is that correct? &nbsp;</P> Thu, 03 Jul 2025 18:43:56 GMT eligruber 2025-07-03T18:43:56Z https://community.aarp.org/t5/Social-Security/IRMAA-penalty-on-Medicare-premiums/m-p/2617432#M7631 <P>We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduced since we no longer have that income. Is that correct? &nbsp;</P> Thu, 03 Jul 2025 18:43:56 GMT https://community.aarp.org/t5/Social-Security/IRMAA-penalty-on-Medicare-premiums/m-p/2617432#M7631 eligruber 2025-07-03T18:43:56Z https://community.aarp.org/t5/Social-Security/IRMAA-penalty-on-Medicare-premiums/m-p/2617437#M7632 <P>Yes, IF the reason for the IRMAA Part B premium was because of your wife’s income, then she has a reduction of income as her life event and filing a SSA-44 will indicate this and the amount will be removed or reduced whichever maybe the case based on income after this adjustment.</P> Thu, 03 Jul 2025 19:25:04 GMT https://community.aarp.org/t5/Social-Security/IRMAA-penalty-on-Medicare-premiums/m-p/2617437#M7632 GailL1 2025-07-03T19:25:04Z