https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613648#M7542 <P>I'm retiring on September 30, 2025. If I select September as the month of election, my income for that month will exceed the $1950 limit resulting in no payment due in October. Since I won't have any countable income in October onward, I assume I should select October as the month of election, with the first payment to be received in November. Is my understanding correct?</P> Fri, 06 Jun 2025 00:31:01 GMT DanielJ215045 2025-06-06T00:31:01Z https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613648#M7542 <P>I'm retiring on September 30, 2025. If I select September as the month of election, my income for that month will exceed the $1950 limit resulting in no payment due in October. Since I won't have any countable income in October onward, I assume I should select October as the month of election, with the first payment to be received in November. Is my understanding correct?</P> Fri, 06 Jun 2025 00:31:01 GMT https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613648#M7542 DanielJ215045 2025-06-06T00:31:01Z https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613654#M7545 <P>Well let me look into my magic ball, the answer is "Ask Gail."</P> Fri, 06 Jun 2025 01:31:40 GMT https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613654#M7545 papawofboo 2025-06-06T01:31:40Z https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613753#M7547 <P>Seems so - you have a good plan.</P><P><A href="https://www.ssa.gov/pubs/EN-05-10069.pdf" target="_blank" rel="noopener">SSA.gov- How Work Affects your Benefits </A>&nbsp;</P><P>see pages 5-6</P> Fri, 06 Jun 2025 22:24:58 GMT https://community.aarp.org/t5/Social-Security/Month-of-Election/m-p/2613753#M7547 GailL1 2025-06-06T22:24:58Z