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09-16-2016 12:48 PM
I was on a dating website and got into an email exchange with a person whose photos were posted there. He seemed to be a very nice, well spoken businessman who was finalizing a project in Europe. He was good. He sent me flowers and candy, told me all the wonderful things we would do when he got back. Texted all the time and called often. I was smitten.
Then he called to say he was in serious trouble and he needed $20,000.
I don't have that kind of cash laying around, but I was going to try to get some money together for him until a friend told me she thought it was a scam. Since then I have learned the signs.
I only correspond with men in my area that I can meet within a week or two. Beyond that I am out of there.
09-03-2016 02:13 AM
I was contacted by Facebook.They said I was to recieve an award.That was worth so much.All,I had to do was pay for delivery.the I supposed to be contacted about the award,from FBI.They had a legit address.Then I was contacted about a will in Europe.Whit the same last name.They said they would split it with me.Supposely he was in accident.And,had no immedietly family.THEN i was contact from and African country.The country was real.But,I would need to send $1,500.00 to recieve my award.Other than that.That's all.....Never sent any funds.....
09-02-2016 11:02 PM
Yes, well they tried to ... I received a call that went to voicemail saying they were the IRS to contact immediately. I knew it was bogus because the IRS sends you a letter. Anyway I felt like playing their game. A man with a thick accent stated I was being investigated for failure to pay some taxes from 2009-2014. There was a warrant for my arrest. If I didn't pay I was going to jail. I asked for his name and badge, which he gave me. Then he goes into this long dragged out story. I said to him can you please be quiet and tell me what I have to do... So I won't go to jail. He fumbled and I guess his supervisor thought he hooked me, then he got on phone. Again I asked for name and badge. He went on to repeat the same BS as the other guy. They must read from same script and get nervous when you interrupt what they are saying.. They get lost. Anyway the guy tells this is very dangerous and private do not tell anyone not even your boss about this call. Again I was annoyed and I said could you hurry up and tell what I have to do....
He got upset and said calm down. Calm down... Are you crazy I'm going to jail. So he instructs to get up from my work desk and go to the nearest Walgreens.... Mind you... With phone in hand .... Talking to him. Let him know when I get there so he can tell me what to do. At that point I said to him.... Who in their right mind is going to expect the IRS to stay on the line with someone that is asking them to go to a Walgreens and get some sort of voucher. To them that's a debit. I told him you are out of your friggin... That he was going to scam... To go scam his mother. I did get the phone number and state of call. I got on the internet made a report on a site in Washington for IRS scammers. Then posted their info on Facebook to my family and friends. I was reading that multi millions of dollars are scammed everyday from people in the USA. But... They'll never get me.... I'm a tight was with my money. Even if I did really owe IRS I wouldn't pay them either... I'm make them out me on a payment plan. Lol !!!😜 M.C
09-02-2016 10:21 PM
I have computer service with a company from India, so when I got a call with a man with a accent about my computer being corrupt I thought it was my service. I asked if it was them and the question was skireted. I followed all things I was told to do , then question and answer time, I didn't know this was the time they needed to get toltal control. I lost my service and computer. I was glad for my service they had me up and running in a few hours( had to do this by phone ). I still get these kind of calls glad I now know better and tell them I'll call back when I have time
09-02-2016 08:52 PM
09-02-2016 05:37 PM
I've come close, but stopped myself. I've received phishing mail with letterhead of reputable companies with the greeting "dear valued customer", as opposed to addressing me by name. I came close to furnishing a credit card number to "straighten out" my account; then it dawned on me that the email was not from the issuing bank and showed no signs of the sender really knowing me. Then the phone call offering me a government grant; they wanted account numbers. I told the caller to send me a check; he said he couldn't, but he couldn't tell me why.
09-02-2016 04:08 PM
I've never been the victim of a scam as I am very careful and have countermeasures
in place which anyone can use and I'd like to share. They are harder to defeat if used.
I use a U.S. post office box for all bills and financial statements. This alone stops alot
of junk and fraudulent offers plus requires in-person visit with ID to change my address.
DO NOT use your full name or middle initial on any bank, debit or credit cards. This can
make it harder to open other accounts in your name, and easier to detect.
Use the best passwords you can, with a combination of at least 3 or 4 random numbers,
upper and lower case letters, plus special symbols, and make it at least 15 spaces long
if you are able to. I was shocked to find shopping websites downgrading their security
by allowing weaker passwords, and my secure ones 15 spaces long and special symbols
were no longer allowed. As an example: Gd1@w95bG*5x2#S. Keep a written password
list under lock and key, out only when you use it, and not stored on any computer. Those
password manager programs give a false sense of security. Instead of many passwords
just one can expose your entire online life and identity to theft. Two factor authentification
can be used when your home phone is called with the code, NOT your smart phone or in
a text to your cellphone. Use the highest security settings in your browser you can they're
there to protect you online, and you won't miss anything doing this. Disable the third party
cookie acceptance in privacy settings. The only thing you'll miss are some online web ads.
Changing your password at any interval is NOT necessary! Change it only when you are
having a problem, or suspect one is happening and your account has been unlawfully
accessed and/or contents changed or deleted not by you. Some websites provide login
access information like email accounts so you can see whern it was last accessed, and
even activity that ocurred, like password reset or changes. Check it at least once a month
even if you're not doing anything else like email. DO NOT use any personally identifiable
information in your email addresses, passwords, or security answers. You can lie and you
will only know the answer is correct. Most people use real information for security questions
and they get hit that way providing the correct answers they found in an online search of you.
Use an email service like Outlook that encrypts your email betwen you and the server. The
https:// will be at the beginning of the address in every email. DO NOT use online storage
like OneDrive to save documents and photos. These can be hacked into and your personal
information stolen. Better to store them on a flash drive you can keep locked away when not
in use, not on your hard drive where they can be stolen if your computer is hacked. Do not
use email and search engines like Google that keep everything forever even if you delete it.
You have no control over them giving everything to the government without a search warrant
issued by a judge for probable cause AND sufficient evidence. It's your privacy you have the
right to and your obligation to protect it by any means possible, regardless whether you have
'nothing to hide or worry about' or do. That has to be the lamest and laziest excuse not to!
One of my favorite pet peeves is that caller ID does NOT detect phony spoofed telephone
numbers. Get call ID if you don't have it, and check incoming numbers. Any you don't rec-
ognize can be suspicious. Call them from another phone or later, and find out if they are
genuine, PLUS do a reverse directory search online. Spoofed numbers are ones that are
not working, disconnected, or not in service. Someone called you from a number that was
not in your caller ID display trying to scam you.
Stay safe and practice safe browsing without fail. NEVER click on links anywhere no matter
where they are, you might not go to where you expect, and get a drive-by malicious payload
of malware onto your computer from a malicious website. All it takes it 2 seconds faster than
you can respond at broadband speeds.
09-02-2016 02:28 PM
Yes! Many many times. Thought it died out in last year or so but here they are again! I called
the IRS; they are interested in knowing the phone number one is instructed to call. (Don't. call ...but
look at the number and contact IRS..website shows how.)
Another scam has "grandmothers" in the nickname. The caller says that "your grandson" (I have 3) is about to go to jail and needs bond money... And right away or he'll be in jail. Wants money ... take it to a place where it can be wired.. and then call them to said it's done.
Since I have a grandson living away now who I worry about some, I assumed it would be him (though never broke the law..) and I followed the instructions... of wiring, caling another number (that would be the contact getting the wired money on other end..
It was definitely my day because the small branch of my bank required info about recipient AND the manager happened to be there and caught on to what was going on. Using the phone number I was
instructed to call, he could then pull up the photo of a chain drugstore in NORTH CAROLINA. with a whole investigation about this terrible scam. That manager saved me a big loss (what's a grandmother to do?) and also called in whoever runs the watchdog website... I sent his boss a letter full of gratidude.
FINALLY... when I got home, I had a phone call asking how come I hadn't called in. As soon as I began to utter the words... "I know what you're up to"--he hung up the phone at record speed.
Donna McDaniel, Southborough,, Mass.
09-01-2016 01:35 PM
Thank you Sharkfan for sharing this painful tale of loss. My painful loss recently was my husband who passed away last October -and I would give up all the money I had to have him back- but this is still a painful thing to go through and a tough lesson to learn. I appreciate it when people share what they have learned to help others. It proves that there are people who care.
Blessings to you.
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