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Treasured Social Butterfly

Re: Retiring early - share your experience! Please!

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Message 41 of 96

uechapa wrote:

>>

My advice to my children and grandchildren is to enjoy life daily but also plan for their turn at retirement so they can continue life with the same standard of living:  live for today and tomorrow too.  Enjoy life on 80% of your gross and save 20% for your tomorrows, and may there be many.


Congratulations on achieving a very successful retirement. As you said, that doesn't just happen. It takes planning and work but is worthwhile! I am pretty close to that last day! 😀

Life's a Journey, not a Destination" Aerosmith
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Conversationalist

Re: Retiring early - share your experience! Please!

1,393 Views
Message 42 of 96

I retired at age 65 mainly due to family needs as my wife who can no longer drive herself needed transportation to doctor appointments and I found it harder to get time off from work for such needs as I was in competition with nearly all my co-workers. So I finally decided to stay home and applied for retirement. I was old enough to get Medicare, So a major hurdle was cleared, health insurance. I also realized that it was time to retire anyway as I was beginning to have health issues of my own. Also the workplace was changing as such that I no longer felt I belonged there. Sure I missed the public contact and my fellow co-workers. But the pressures of the job were getting increasingly difficult to adjust to. So it was a relief to retire. And a joy to stay in bed in the morning listening to the younger neighbors of ours go to work each day and not having to join them. Now I could go shopping during the weekdays instead of weekends. And I could take a day trip out of town to shop or visit. One adjustment was not having to schedule doctor's visits just on my regular day off from work. Everyday was Saturday from now on!

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Info Seeker

Re: Retiring early - share your experience! Please!

1,354 Views
Message 43 of 96

2nd day of retirement at 64..not sure yet...have many "To-Do's" before, I can find my own time. Had to move on,  job was killing me stress wise. Spouse is retiring in December...maybe when we are together... this time feels more uncertain.

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Super Social Butterfly

Re: Retiring early - share your experience! Please!

1,443 Views
Message 44 of 96

I retired a little early, 63.  Never looked back, only ahead!

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Info Seeker

Re: Retiring early - share your experience! Please!

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Message 45 of 96

You have asked about retireing early.  Economics made the choice for me.  I went back to school at age 54, graduated when I was 57.   For the next 54 months I looked for work onaverage 35+ per week, all documented. 7,560 applications, only 12 interviews.  Age discriminatoin is real.   I had financial help from BWC.  At age 62 I started living off asvings when BWC stopped,and as my savings eroded, I took early retirement.  If you do the math, retireing early is actually better. Most people will not reach the break-even stage till age 77 and who can say we will live that long. Even if we do, our buying power will be better buy going out early, as for maybe 5 years you will be drawing earnings that you can spend now when prices are lower.  It's not easy living on SS, I get the equalivent of about $7.78 in wages.  Plus still having to pay for medical.  It's not easy, lots of economizeing and doing without, but I have no regrets.

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Info Seeker

Re: Retiring early - share your experience! Please!

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Message 46 of 96

Good for you and your mom!!! 

It sounds like she had a happy ending in this world. I love that you gave her all kinds of treats she requested. I am a social worker in a nursing home and I struggle with the nurses regarding "healthy food".  My mantra is green beans are not going to save them, let them have treats. You are a remarkable person and helped your mom enjoy her final chapter.

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Bronze Conversationalist

Re: Retiring early - share your experience! Please!

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Message 47 of 96
Hikermama...we retired in the Lake Chapala region of Mexico. Crossed at Laredo, TX and we're about 700 miles SW of there & just an hour south of Guadalajara. We too avoided the 'tourist' locales for retirement. Average day temp here around 73. We feel safe, but safety means different things to different people.
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Bronze Conversationalist

Re: Retiring early - share your experience! Please!

1,734 Views
Message 48 of 96

Well, I was forced to retire after going through multiple cancer surgeries on my nose.  The company said they had no work for me.  I was a chef in a private school.  I worked there for 20 years.  Do I miss it?  No.  I love Retirement!!!

i love that I can get up and do what ever I want, when ever I want.

I live on Social Security only.  Before my cancer surgeries, I was taking care of my husband, he has paralized on his left side, he had 152 strokes, no kidding.

He had heart surgery, then later he passed away.

  when you think to retire, have something to do, whether it's reading, writing( my passion), working out at a gym with people you enjoy.  Always look on the bright side.  Look for things to brighten up your day- a walk outside even if it's around the block, discover birds, flowers, do puzzles, keep motivated.

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Info Seeker

Re: Retiring early - share your experience! Please!

1,755 Views
Message 49 of 96

We are 35 miles south of San Diego, CA. Retirement in Mexico has been great for me. My weight is down 105 pounds, my blood pressure is down & so is my cholesterol count.

 

No stress makes for a much better life.

 

Come on down as soon as you are ready! 

 

Life is great South of the Border!!

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Info Seeker

Re: Retiring early - share your experience! Please!

1,746 Views
Message 50 of 96

I retired from public school education/administration in 1997 at age 47!  Back then, in New Mexico, full retirement was possible after 25 years of service.  I did 26 years!  I followed my dream to move to a small mountain town in Colorado.  I wanted to supplement my retirement income, so I went to work in retail and also worked for a non-profit for a couple of years.  But the powerful call of teaching was still strong.  I wasn't really "finished" with my career in education!  So I went back to my life-long-love: being in a school building!  I worked several years as an elementary school principal in Colorado, while drawing NM retirement.  I think they call it "double-dipping".  I changed school districts and worked as an English as a second language teacher for school-age learners as well as for adults! While teaching adults in the evenings, I was a substitute teacher at our local high school.  My previous years' experience had all been in elementary school.  I fell in love all over again-this time with high school students and the world of high school education.  It also gave me an opportunity to bond with my new daughter-in-law, who was beginning her career as a high school English teacher.   It took me a lot of soul-searching and doubting before I finally came to the decision that the school building would still stand with or without me, so I finally retired from all of my education jobs/loves at age 66.  Now I spend my time keeping up with my grandchildren, traveling-and still learning-with my husband.  I've rekindled my art skills and am seeking certification in a drawing technique called "Zentangle"  Once certified, I hope to begin teaching again!  This go-round should be at a little less frenzied pace as the title indicates: ZEN-tangle!

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