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Posts: 1
Registered: ‎01-07-2014

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 11 of 65 (1,891 Views)

My dentist recommended Delta Dental.  She said the benefits are good and she is a provider.

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Registered: ‎03-25-2010

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 12 of 65 (3,966 Views)

Wish I read this forum before purchasing Delta Dental.  I thought I had researched the benefits payment plan and while not a great savings it would save a  little. I thought I was going to get at least 2 no cost cleanings and X-rays. I had a hard time picking a dentist most had bad reviews. That should have been my first clue. I had my first visit. Told me the dentist said I needed a deep cleaning for $420 and did not want to do regular cleaning. Had to sign a paper saying I was not agreeing to deep cleaning, very intimidating.  They did no cost cleaning for $45? The root canal and crown that I thought would cost me $870 (re benefits schedule) was quoted at $1,645 because of a couple upgrades the plan did not cover. Yes I do need a root canal and crown but would not trust billing procedures unless you already know your dentist.  I would not recommend Delta Dental.  I think Delta Dental is a rip offI AARP could do a better job in choosing a dental plan for seniors. There is no control on what extra charges they can add. The benefits schedule is a joke.  

 

 

 

 

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Registered: ‎11-08-2016

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 13 of 65 (4,051 Views)

Question .  I noticed that most of the negative comments concerning dental insurance were from a couple of years ago. Are things any better now (7/11/2017)?

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Registered: ‎03-07-2012

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 14 of 65 (4,499 Views)

not dental, but aarp hartford car insurance cost me more than going directly to hartford for insurance.  and it was not easy finding a website where i could do that.   

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Registered: ‎12-11-2015

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 15 of 65 (4,998 Views)
Which plan did you choose?
Thank you
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Registered: ‎01-13-2016

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 16 of 65 (5,787 Views)

I have had Delta through AARP for two years, I get four cleanings a year, just got pre authorized for crowns, and don't know where these complaints come from.  I mean, are you guys asking for implants and a complete mouth make over in your first year?  Or cosmetic type work?  

I pay $76.00 a month, someone else says they got a quote of $770.00 a month - for dental insurance??  


Labrat64 wrote:
We've had AARP dental insurance for 17 months. We pay ~$115/month for dual coverage. Items that should be covered according to our contract are not. One of my crowns came out with a post attached. My dentist was able to rfe-install the crown using a longer post. He charged $300 for the post. Delta said they would reimburse $170 for such a procedure. However, that procedure is not covered. My dentist was able to save the crown. He only charged for the post. according to my contract that should be covered. I wonder what else is convieniently not covered? Frankly, I could have dropped the insurance and paid cash on the spot and i would have come out ahead. Has anyone else had such an experience? 

 

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Posts: 1
Registered: ‎07-31-2009

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 17 of 65 (8,046 Views)
I don't understand. How did an auto payment apply to Delta Dental?
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Registered: ‎12-31-2013

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 18 of 65 (8,450 Views)

Yes it is a rip-off!!!

i had it for over 3 years and when I moved gave them my change of address with my last payment so when I didn't hear from them again I just assumed that I no longer had dental insurance. When I went to the dentist for a cleaning I was told to call them and make a payment of which I did== found out my credit card was charged $645.66 more than what the dentist would have charged me for the cleaning and x-rays ($310.) when I called them about this they were closed for the weekend and when I called today -Monday they informed me that even though they would cancel my insure I would still have to pay the $645.66 + my dentist $310. Now my bank says that they will try and dispute the charge as they believe that is wrong but no guarantees so I definitely will warn all seniors that this dental insurance is a rip-off and a fraud!!

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Posts: 1
Registered: ‎11-20-2011

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 19 of 65 (9,395 Views)

Don't be stupid like I was....do the math. Last year I paid $95.00 a month for the AARP Delta Dental Plan. That is nearly $1,200 annually. The plan only allows a cap of $1,5000 annually. Which means I paid $1,200 for $300 worth of coverage. Can’t believe AARP endorses this company. Which make you wonder…. is AARP really looking out for its subscribers.

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Registered: ‎12-16-2014

Re: Is AARP Dental Insurance from Delta Dental a Rip-off?

Message 20 of 65 (10,583 Views)
I agree, if AARP is going to sponser this insurance for Senior citizens, you would think it would cover issues unique to them. After 2 years of paying for coverage, the only thing the insurance paid for is the exam. I have paid for all other services.